429 W River St, Cave Junction, OR 97523 Property Records

Josephine County property record for 429 W River St, Cave Junction, OR 97523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1980
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Aug 2018)
Tax Bill	$1,904 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-08-21-AB-003604`

Property Details

APN / Parcel Number

Primary APN	`39-08-21-AB-003604`
Alternative APN	`R329899`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1980
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R329899
Street Address	429 W RIVER ST
City	CAVE JUNCTION
State	OR
Zip	97523-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR; SINGLE FAM RES
Legal Description	ACRES 0.25
Legal Range	08
Legal Township	39
Legal Section	21
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	CAVES CITY
Legal Lot Number	3604
Jurisdiction	JOSEPHINE OR
Township / Civil Division	CAVE JUNCTION
Census Block Group	1
Census Block	1025
Census Tract	361601

Owner

Source: Josephine County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	429 W RIVER ST, CAVE JUNCTION, OR 97523-9545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC
Aug 31, 2018	Warranty Deed, Transfer LOANDEPOT.COM LLC
Dec 6, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Aug 24, 2009 · Amount on Record
Deed Document Number	2018-011255
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	429 W RIVER ST, CAVE JUNCTION, OR 97523-9545
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006056
Date	May 3, 2022
Instrument	2022-006056

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Aug 31, 2018
Property Address	429 W RIVER ST, CAVE JUNCTION, OR 97523-9545
Document Number	0000011255
Instrument Date	Jul 30, 2018
Instrument	11255
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	429 W RIVER ST CAVE JUNCTION OR 975239545, CAVE JUNCTION, OR 97523-9545

Mortgage

Document Number	11256
Date	Aug 31, 2018
Instrument	11256

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	429 W RIVER ST, CAVE JUNCTION, OR 97523-9545
Document Number	0000017798
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 W RL VER ST CAVE JUNCTION OR 97523, CAVE JUNCTION, OR 97523

Mortgage

Document Number	0000017798
Date	Dec 22, 2017
Instrument	17798

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Municipality	Cave Junction City
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,904.00 (+3.03%)	$159,900 (+3%)	$231,700 (+12.46%) Land $42,710 Building $188,990
2024	$1,848.00 (+12.27%)	$155,250 (+3%)	$206,030 (-8.69%) Land $41,100 Building $164,930
2023	$1,646.00 (+0.55%)	$150,730 (+3%)	$225,650 (+4.11%) Land $49,630 Building $176,020
2022	$1,637.00	$146,340	$216,750 Land $37,440 Building $179,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 68% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAVE JUNCTION serves 2,160 people · EPA ID OR4100971
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: DFN, Hunter Communications.

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