420 W River St, Cave Junction, OR 97523 Property Records

Josephine County property record for 420 W River St, Cave Junction, OR 97523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,304 sqft · built 1972
Lot Size	0.569 acres (24,829 sqft)
Owner	Owner Name on Record
Last Sale	$159,000 (Feb 2014)
Tax Bill	$3,015 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-08-16-DC-001600`

Property Details

APN / Parcel Number

Primary APN	`39-08-16-DC-001600`
Alternative APN	`R329726`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,304 sqft Living Area
1st Floor Area	1,152 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Other
Lot Area	24,829 sqft (0.569 acres)
Garage Type	Detached
Garage Area	832 sqft
Deck Area	385 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R329726
Street Address	420 W RIVER ST
City	CAVE JUNCTION
State	OR
Zip	97523-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR; SINGLE FAM RES
Legal Description	ACRES 0.57
Legal Range	08
Legal Township	39
Legal Section	16
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Lot Number	1600
Jurisdiction	JOSEPHINE OR
Township / Civil Division	CAVE JUNCTION
Census Block Group	1
Census Block	1018
Census Tract	361601

Owner

Source: Josephine County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 2451, CAVE JUNCTION, OR 97523-2451

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2018	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2014 · Amount on Record
Deed Sale	Feb 28, 2014 · Amount on Record
Prior Sale	Feb 25, 2013 · Amount on Record
Deed Document Number	2014-001830
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	420 W RIVER ST, CAVE JUNCTION, OR 97523-9545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007473
Date	Jun 15, 2018
Instrument	2018-007473

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	420 W RIVER ST, CAVE JUNCTION, OR 97523-9545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009965
Date	Aug 14, 2019
Instrument	2019-009965

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Municipality	Cave Junction City
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,015.00 (+2.97%)	$253,270 (+3%)	$407,920 (+12.91%) Land $66,070 Building $341,850
2024	$2,928.00 (+12.31%)	$245,900 (+3%)	$361,280 (-3.59%) Land $63,580 Building $297,700
2023	$2,607.00 (+0.5%)	$238,740 (+3%)	$374,750 (+4.83%) Land $55,240 Building $319,510
2022	$2,594.00	$231,790	$357,470 Land $40,800 Building $316,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 68% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: DFN, Hunter Communications.

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