402 W River St, Cave Junction, OR 97523 Property Records

Josephine County property record for 402 W River St, Cave Junction, OR 97523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2002
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Feb 2021)
Tax Bill	$1,729 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-08-16-DC-001602`

Property Details

APN / Parcel Number

Primary APN	`39-08-16-DC-001602`
Alternative APN	`R329728`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Other
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	R329728
Street Address	402 W RIVER ST
City	CAVE JUNCTION
State	OR
Zip	97523-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR; SINGLE FAM RES
Legal Description	ACRES 0.22
Legal Range	08
Legal Township	39
Legal Section	16
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Lot Number	1602
Jurisdiction	JOSEPHINE OR
Township / Civil Division	CAVE JUNCTION
Census Block Group	1
Census Block	1018
Census Tract	361601

Owner

Source: Josephine County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 W RIVER ST, CAVE JUNCTION, OR 97523-9545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 4, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Sep 29, 2017	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2021 · Amount on Record
Deed Sale	Feb 4, 2021 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	2021-002190
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	402 W RIVER ST, CAVE JUNCTION, OR 97523-9545
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 W RIVER ST, CAVE JUNCTION, OR 97523-9545

Mortgage

Document Number	0000002904
Date	Mar 30, 2023
Instrument	2023-002904

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Feb 4, 2021
Property Address	402 W RIVER ST, CAVE JUNCTION, OR 97523-9545
Document Number	0000002190
Instrument Date	Feb 2, 2021
Instrument	2021-002190
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 W RIVER ST, CAVE JUNCTION, OR 97523-9545

Mortgage

Document Number	0000002191
Date	Feb 4, 2021
Instrument	2021-002191

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Sep 29, 2017
Property Address	402 W RIVER ST, CAVE JUNCTION, OR 97523-9545
Document Number	0000013575
Instrument Date	Sep 28, 2017
Instrument	13575
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 1855 CAVE JUNCTION OR 975231855, CAVE JUNCTION, OR 97523-1855

Mortgage

Document Number	13576
Date	Sep 29, 2017
Instrument	13576

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Municipality	Cave Junction City
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,729.00 (+2.98%)	$145,250 (+3%)	$264,490 (+13.98%) Land $40,770 Building $223,720
2024	$1,679.00 (+12.31%)	$141,020 (+2.99%)	$232,040 (-4.37%) Land $39,230 Building $192,810
2023	$1,495.00 (+0.54%)	$136,920 (+2.99%)	$242,640 (+7.16%) Land $45,120 Building $197,520
2022	$1,487.00	$132,940	$226,420 Land $36,230 Building $190,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 68% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: DFN, Hunter Communications.

Nearby Properties on W River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures