429 Union St, Frederick, MD 21701 Property Records

Frederick County property record for 429 Union St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	1,824 sqft · built 2023
Lot Size	0.04 acres (1,782 sqft)
Owner	Individual Name on File
Last Sale	$449,990 (May 2023)
Tax Bill	$6,182 (2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-603773`

Property Details

APN / Parcel Number

Primary APN	`02-603773`
Alternative APN	`603773`

Interior

Building Area	1,824 sqft Total Area

Exterior

Year Built	Built 2023
Lot Area	1,782 sqft (0.04 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	603773
Street Address	429 UNION ST
City	FREDERICK
State	MD
Zip	21701-3570
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 161 PHASE 1A PLA 1,782 SQ FT RENN QUARTER
Legal Phase	1A
Legal Lot Number	161
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2015
Census Tract	772200

Owner

Source: Frederick County records · APN 02-603773

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	428 UNION ST, FREDERICK, MD 21701-3573
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 01, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Jun 30, 2022	Special Warranty Deed, Transfer RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2023 · Amount on Record
Deed Sale	May 01, 2023 · Amount on Record
Prior Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	0016422321
Deed Book / Page	16422 / 321
Record Updated	Jun 07, 2026

May 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 01, 2023
Property Address	429 UNION ST, FREDERICK, MD 21701-3570
Document Number	0164220321
Book / Page	16422 / 321
Map Reference	MB 106 PG 105
Instrument Date	Apr 25, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2023
Title Company	RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,124.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	429 UNION ST, FREDERICK, MD 21701-3570

Mortgage

Document Number	0016422331
Date	May 01, 2023
Instrument	16422/331

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2053

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 30, 2022
Property Address	429 UNION ST, FREDERICK, MD 21701-3570
Document Number	0160180315
Book / Page	16018 / 315
Map Reference	MB 106 PG 105
Instrument Date	May 31, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

Amount	Amount Recorded
Tax	$60,288.07
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2221 E LAMAR BLVD STE 790, 790, ARLINGTON, TX 76006-7458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 HARRY S TRUMAN PKWY STE 250, 250, ANNAPOLIS, MD 21401-7577

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,182.00	$339,000	$424,200 Land $125,000 Building $299,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1982–1996)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 242 locations within half a mile of this property.

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