423 Union St, Frederick, MD 21701 Property Records

Frederick County property record for 423 Union St, Frederick, MD 21701 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms4 Baths
Year BuiltBuilt 2023
Square Footage2,144 sqft Living Area
Lot Size1,296 sqft (0.03 acres)
GarageAttached, 320 sqft
OccupancyOwner Occupied
Last Sale$434,990 (2023)
Tax Bill$6,490.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-603770
Alternative APN
  • 603770

Interior

Full Baths4 Baths
Building Area2,144 sqft Living Area
Gross Area2,464 sqft Gross Area
1st Floor744 sqft 1st Floor
Stories3 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleTownhouse Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area1,296 sqft (0.03 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area320 sqft Garage
Deck Area96 sqft Deck
PorchOpen Porch
Porch Area12 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number603770
Street Address423 UNION ST
CityFREDERICK
StateMD
Zip21701-3570
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 158 PHASE 1A PLA 1,296 SQ FT RENN QUARTER
Legal Phase1A
Legal Lot Number1589
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup2
Census Block2015
Census Tract772200

Owner

Source: Frederick County records · APN 02-603770

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address423 UNION ST, FREDERICK, MD 21701-3570
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Jun 30, 2022Special Warranty Deed, Transfer
RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2023 · Amount on Record
Deed SaleMay 31, 2023 · Amount on Record
Deed Book / Page16460 / 225
Record RefreshedSep 20, 2026

May 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 31, 2023
Property Address423 UNION ST, FREDERICK, MD 21701-3570
Document Number0164600225
Book / Page16460 / 225
Map ReferenceMB 106 PG 105
Instrument DateMay 23, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 27, 2023
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,174.95
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address423 UNION ST, FREDERICK, MD 21701-3570

Mortgage

Document Number0016460234
DateMay 31, 2023
Instrument16460/234
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK MD
Recording DateJun 30, 2022
Property Address423 UNION ST, FREDERICK, MD 21701-3570
Document Number0160180315
Book / Page16018 / 315
Map ReferenceMB 106 PG 105
Instrument DateMay 31, 2022
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

AmountAmount Recorded
Tax$60,288.07
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address2221 E LAMAR BLVD STE 790, 790, ARLINGTON, TX 76006-7458

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 HARRY S TRUMAN PKWY STE 250, 250, ANNAPOLIS, MD 21401-7577

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,490.00 (+12.44%) Homeowner's exemption$395,500 (+25.07%) Land $125,000 Building $270,500$395,500 (-) Land $125,000 Building $270,500
2023$5,772.00$316,233$395,500 Land $125,000 Building $270,500

Flood & Wildfire

423 Union St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Union St

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