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556 Union St, Frederick, MD 21701 Property Records

Frederick County property record for 556 Union St, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details4 ba · 2,048 sqft · built 2022
Lot Size0.034 acres (1,520 sqft)
OwnerIndividual Name on File
Last Sale$424,990 (Nov 2022)
Tax Bill$6,438 (2023)
Deeds & MortgagesNov 2022 Sale & Mortgage
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN02-603659

Property Details

APN / Parcel Number

Primary APN02-603659
Alternative APN
  • 603659

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,048 sqft Total Area

Exterior

Year BuiltBuilt 2022
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,520 sqft (0.034 acres)
Garage TypeBuilt-in
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area15 sqft
Deck Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number603659
Street Address556 UNION ST
CityFREDERICK
StateMD
Zip21701-3571
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 55 PHASE 1A PLAT 1,520 SQ FT RENN QUARTER
Legal Phase1A
Legal Lot Number55
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2015
Census Tract772200

Owner

Source: Frederick County records · APN 02-603659

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address556 UNION ST, FREDERICK, MD 21701-3571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2022Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Feb 02, 2022Special Warranty Deed, Transfer
RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 28, 2022 · Amount on Record
Deed SaleNov 28, 2022 · Amount on Record
Prior SaleFeb 02, 2022 · Amount on Record
Deed Document Number0016237118
Deed Book / Page16237 / 118
Record UpdatedJun 07, 2026

November 2022: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateNov 28, 2022
Property Address556 UNION ST, FREDERICK, MD 21701-3571
Document Number0162370118
Book / Page16237 / 118
Map ReferenceMB 106 PG 102
Instrument DateNov 22, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 07, 2022
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,124.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address556 UNION ST, FREDERICK, MD 21701-3571

Mortgage

Document Number0016237127
DateNov 28, 2022
Instrument16237/127
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

February 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK MD
Recording DateFeb 02, 2022
Property Address556 UNION ST, FREDERICK, MD 21701-3571
Document Number0157000429
Book / Page15700 / 429
Map ReferenceMB 106 PG 102
Instrument DateNov 30, 2021
Transaction TypeTransfer
Record UpdatedMar 07, 2023
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

AmountAmount Recorded
Tax$48,470.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2221 E LAMAR BLVD STE 790, 790, ARLINGTON, TX 76006-7458

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 HARRY S TRUMAN PKWY STE 250, 250, ANNAPOLIS, MD 21401-7577

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$6,438.00$353,233$409,700 Land $125,000 Building $284,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217722002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1982–1996)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 1996 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 242 locations within half a mile of this property.

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