Christian County property record for 429 River Rock Rd, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 3,801 sqft · built 2020 |
| Lot Size | 5.62 acres (244,807 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,980 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-0.3-8-0-0-5.008 |
| Primary APN | 12-0.3-8-0-0-5.008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 3,801 sqft Living Area |
| 1st Floor Area | 3,801 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 244,807 sqft (5.62 acres) |
| Heating System | HVAC |
|---|
| Street Address | 429 RIVER ROCK RD |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-7628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 THE BLUFFS AT RIVERSIDE (* SB-190 APPROVED APPLICANT *) |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 08 |
| Legal Subdivision | THE BLUFFS AT RIVERSIDE |
| Legal Lot Number | 11 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | LINDEN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20310 |
429 River Rock Rd is owned and occupied by two individuals who acquired it in April 2014.
Source: Christian County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 429 RIVER ROCK RD, OZARK, MO 65721-7628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPRINGFIELD FIRST COMMUNITY BANK |
| Jul 1, 2021 | Deed of Trust, Mortgage · Line of Credit SPRINGFIELD FIRST COMMUNITY BANK |
| Mar 7, 2019 | Trustee's Deed, Construction Loan · Line of Credit GUARANTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2014 |
| Deed Sale | Apr 15, 2014 |
| Prior Sale | Jan 24, 2013 |
| Deed Document Number | 20143629 |
| Deed Book / Page | 2014 / 3591 |
| Prior Transfer Date | Oct 29, 2013 |
| Prior Transfer Doc | 0201314766 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 429 RIVER ROCK RD, OZARK, MO 65721-7628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Title Company | PREFERRED TITLE/MO INC, PREFERRED TITLE OF MO INC |
| Name | Verified Name |
|---|
| Document Number | 0202108703 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 2021/8703 |
| Instrument | 2021L08773 |
| Name | SPRINGFIELD FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 429 RIVER ROCK RD, OZARK, MO 65721-7628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202112165 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 2021/12165 |
| Instrument | 2021L12265 |
| Name | SPRINGFIELD FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 66804 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Mar 7, 2019 |
| Property Address | 429 RIVER ROCK RD, OZARK, MO 65721-7628 |
| Book / Page | 002019 / 002231 |
| Instrument Date | Mar 4, 2019 |
| Instrument | 2264 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 19, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4782 S WOODPOINTE AVE SPRINGFIELD MO 658102228, SPRINGFIELD, MO 65810-2228 |
| Document Number | 0201902231 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 002019/002231 |
| Instrument | 2264 |
| Name | GUARANTY BK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65804 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 6, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Christian County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $130,090 | $684,700 Land $71,200 Building $613,500 | |
| 2024 | $6,980.00 | ||
| 2023 | $121,750 | $640,800 Land $71,200 Building $569,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 429 River Rock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 429 River Rock Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 940 / 940 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Verizon.
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