288 River Rock Rd, Ozark, MO 65721 Property Records

Christian County property record for 288 River Rock Rd, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,815 sqft · built 2008
Lot Size	5.11 acres (222,592 sqft)
Owner	2 Individual Names on File
Last Sale	$193,800 (Sep 2019)
Tax Bill	$7,982 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-0.3-8-0-0-5.003`

Property Details

APN / Parcel Number

Primary APN	`12-0.3-8-0-0-5.003`
Alternative APN	`12-0.3-08-000-000-005.003`

Interior

Full Baths	1 Bath
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	2,815 sqft Living Area
1st Floor Area	2,815 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asbestos
Lot Area	222,592 sqft (5.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	288 RIVER ROCK RD
City	OZARK
State	MO
Zip	65721-7632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 THE BLUFFS AT RIVERSIDE
Legal Range	20W
Legal Township	27N
Legal Section	08
Legal Subdivision	THE BLUFFS AT RIVERSIDE
Legal Lot Number	3
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINDEN
Census Block Group	2
Census Block	2007
Census Tract	20310

Owner

288 River Rock Rd is owned and occupied by two individuals who acquired it in September 2022.

Source: Christian County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	288 RIVER ROCK RD, OZARK, MO 65721-7632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF THE OZARKS
Sep 27, 2022	Beneficiary Deed, Transfer
Jul 15, 2019	Warranty Deed, Transfer · Conventional Mortgage UMB BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2019 · Amount on File
Deed Sale	Sep 6, 2019 · Amount on File
Prior Sale	Jul 15, 2019 · Amount on File
Deed Document Number	201911889
Deed Book / Page	2019 / 11770
Last Transfer Date	Sep 27, 2022
Transfer Doc	0202214504
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	288 RIVER ROCK RD, OZARK, MO 65721-7632
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	FIDELITY NATIONAL AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202022295
Date	Dec 30, 2020
Book Page	2020/22295
Instrument	2020L22497

Lender

Name	CENTRAL BANK OF THE OZARKS
Type	Bank
Address	SPRINGFIELD, MO 65808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

September 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 27, 2022
Property Address	288 RIVER ROCK RD, OZARK, MO 65721-7632
Document Number	0202214504
Book / Page	2022 / 14504
Instrument Date	Sep 27, 2022
Instrument	2022L14650
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 RIVER ROCK RD, OZARK, MO 65721-7632

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 15, 2019
Property Address	288 RIVER ROCK RD, OZARK, MO 65721-7632
Document Number	0201908765
Book / Page	2019 / 08765
Instrument Date	Jul 12, 2019
Instrument	2019L08853
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	HOGAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 RIVER ROCK RD, OZARK, MO 65721-7632

Mortgage

Document Number	2019L08854
Date	Jul 15, 2019
Instrument	2019L08854

Lender

Name	UMB BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,980	$784,100 Land $66,100 Building $718,000
2024	$7,982.00
2023		$139,230 (+3.13%)	$732,800 Land $66,100 Building $666,700
2022		$135,010
2021			$710,600 Land $65,000 Building $645,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 288 River Rock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 288 River Rock Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 93% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: AT&T, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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