Christian County property record for 378 River Rock Rd, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 4,223 sqft · built 2015 |
| Lot Size | 6.08 acres (264,845 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,855 (2024) |
| Deeds & Mortgages | Apr 2023 Transfer Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-0.3-8-0-0-5.005 |
| Primary APN | 12-0.3-8-0-0-5.005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 4,223 sqft Living Area |
| 1st Floor Area | 4,223 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 264,845 sqft (6.08 acres) |
| Pool Area | 800 sqft |
| Heating System | HVAC |
|---|
| Street Address | 378 RIVER ROCK RD |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-7821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 THE BLUFFS AT RIVERSIDE (* SB-190 APPROVED APPLICANT *) |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 08 |
| Legal Subdivision | THE BLUFFS AT RIVERSIDE |
| Legal Lot Number | 5 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | LINDEN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20310 |
378 River Rock Rd is owner-occupied and held in a trust since April 2023.
Source: Christian County records, as of January 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 378 RIVER ROCK RD, OZARK, MO 65721-7821 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2023 | Intrafamily Transfer, Transfer |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF LAKE OF THE OZARKS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2014 |
| Deed Sale | Apr 29, 2014 |
| Prior Sale | Jan 19, 2005 |
| Deed Document Number | 20144162 |
| Deed Book / Page | 2014 / 4115 |
| Last Transfer Date | Apr 10, 2023 |
| Transfer Doc | 0202304476 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Apr 27, 2023 |
| Property Address | 378 RIVER ROCK RD, OZARK, MO 65721-7821 |
| Document Number | 0202304476 |
| Book / Page | 2023 / 4476 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023L04546 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 378 RIVER ROCK RD, OZARK, MO 65721-7821 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 378 RIVER ROCK RD, OZARK, MO 65721-7821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202017448 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 2020/17448 |
| Instrument | 2020L17612 |
| Name | CENTRAL BANK OF LAKE OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | MAPLETON, MN 56065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Christian County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $146,640 | $771,800 Land $75,800 Building $696,000 | |
| 2024 | $7,855.00 | ||
| 2023 | $137,200 | $722,100 Land $75,800 Building $646,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 378 River Rock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 378 River Rock Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 940 / 940 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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