429 Pr 470, Bonham, TX 75418 Property Records

Fannin County property record for 429 Pr 470, Bonham, TX 75418

Property Summary

Property Type	Rural Home
Details	2.5 ba · 3,438 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,072 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0173-018-0120-02`

Property Details

APN / Parcel Number

Primary APN	`0173-018-0120-02`
Alternative APN	`120710`

Interior

Full Baths	2.5 Baths
Building Area	3,438 sqft Living Area
1st Floor Area	1,664 sqft
2nd Floor Area	1,775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	692 sqft
Porch	Porch
Porch Area	277 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	0173-018-0120-02
Street Address	429 PRAIRIE 470
City	BONHAM
State	TX
Zip	75418
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0173 J CAMPBELL, ACRES 1.0
Legal Subdivision	JAMES CAMPBELL SURV ABS 173
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	3
Census Block	3021
Census Tract	950701

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	429 PRAIRIE 470, BONHAM, TX 75418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	429 PR 470, BONHAM, TX 75418
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021007135
Date	Sep 30, 2021
Instrument	2021007135

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	429 PR 470, BONHAM, TX 75418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019007583
Date	Dec 10, 2019
Instrument	2019007583

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Leonard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$449,250 (+2.45%) Land $21,200 Building $428,050	$449,250 (+2.45%) Land $21,200 Building $428,050
2024	$6,072.00 (+33.42%)
2023		$438,500 Land $20,520 Building $417,980	$438,500 Land $20,520 Building $417,980
2018	$4,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLEDGE RIDGE WSC serves 2,205 people · EPA ID TX0740019
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
360 Broadband Fixed Wireless	60 / 6

May also be available: Verizon, Zulu Internet.

Cell Coverage

5G and 4G LTE (outdoors only)

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