429 Main St, Palmyra, VA 22963 Property Records

Fluvanna County property record for 429 Main St, Palmyra, VA 22963

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 2,489 sqft · built 1950
Lot Size	13.6 acres (594,028 sqft)
Owner	Individual Name on Record
Tax Bill	$4,242 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30 A 121`

Property Details

APN / Parcel Number

Primary APN	`30 A 121`
Alternative APN	`9861`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,489 sqft Living Area
1st Floor Area	2,489 sqft
Basement Area	1,464 sqft
Finished Basement	1,464 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Exterior Material	Brick
Roof Type	Gable
Roof Material	Slate
Lot Area	594,028 sqft (13.6 acres)
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	364 sqft
Shed	1 Shed
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9861
Street Address	429 MAIN ST
City	PALMYRA
State	VA
Zip	22963
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	DB 998-614 AC 13.637
Legal Block	12
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1027
Census Tract	20101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fluvanna County Courthouse Historic District listed 1971 · 4 contributing resources · NRIS 71000977

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 85, PALMYRA, VA 22963-0085
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO
Nov 8, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BRANCH BANKING & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 4, 2017
Transfer Doc	0000003605
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	429 MAIN ST, PALMYRA, VA 22963
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1803334
Date	Oct 26, 2018
Instrument	1803334

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Nov 8, 2017
Property Address	429 MAIN ST, PALMYRA, VA 22963
Document Number	1703605
Map Reference	PB 3 PG 243
Instrument Date	Oct 4, 2017
Instrument	1703605
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 MAIN ST, PALMYRA, VA 22963

Mortgage

Document Number	1703606
Date	Nov 8, 2017
Instrument	1703606

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,800 (%) Land $97,400 Building $513,400	$610,800 (%) Land $97,400 Building $513,400
2025	$4,242.00 (+15.3%)	$610,829 (+26%) Land $97,367 Building $513,462	$610,829 (+26%) Land $97,367 Building $513,462
2023		$484,800 Land $97,400 Building $387,400	$484,800 Land $97,400 Building $387,400
2022	$3,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMYRA private · serves 90 people · EPA ID VA2065540
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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