294 Main St, Palmyra, VA 22963 Property Records

Fluvanna County property record for 294 Main St, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,813 sqft · built 1903
Lot Size	0.347 acres (15,115 sqft)
Owner	Individual Name on Record
Last Sale	$111,000 (May 2021)
Tax Bill	$1,738 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30A 1 2A`

Property Details

APN / Parcel Number

Primary APN	`30A 1 2A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,813 sqft Living Area
Gross Area	2,115 sqft
1st Floor Area	1,624 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1958
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	15,115 sqft (0.347 acres)
Terrain	Rolling
Porch	Patio
Porch Area	302 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	294 MAIN ST
City	PALMYRA
State	VA
Zip	22963-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 210005928 AC .347
Legal Subdivision	LUM'S LAND SURVEYS
Legal Lot Number	A
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1030
Census Tract	20101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fluvanna County Courthouse Historic District listed 1971 · 4 contributing resources · NRIS 71000977

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	294 MAIN ST, PALMYRA, VA 22963-4144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	Nov 30, 2009 · Amount on Record
Deed Document Number	20212534
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	May 19, 2021
Property Address	294 MAIN ST, PALMYRA, VA 22963-4144
Document Number	210002534
Map Reference	DB 756 PG 934
Instrument Date	May 5, 2021
Instrument	210002534
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 AGNESE ST, CHARLOTTESVILLE, VA 22901-3731

Mortgage

Document Number	210002535
Date	May 19, 2021
Instrument	210002535

Lender

Name	ALTA FINANCIAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,300 (-) Land $20,000 Building $210,300	$230,300 (-) Land $20,000 Building $210,300
2025	$1,738.00 (+9.86%)	$230,300 (+22.83%) Land $20,000 Building $210,300	$230,300 (+22.83%) Land $20,000 Building $210,300
2023		$187,500 Land $20,000 Building $167,500	$187,500 Land $20,000 Building $167,500
2022	$1,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMYRA private · serves 90 people · EPA ID VA2065540
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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