Fluvanna County property record for 287 Main St, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,250 sqft · built 1963 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Company Name on File |
| Last Sale | $185,500 (Oct 2006) |
| Tax Bill | $1,136 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 30A A 11 |
| Primary APN | 30A A 11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| Gross Area | 2,650 sqft |
| 1st Floor Area | 1,250 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Terrain | Rolling |
| Porch | Patio |
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 8712 |
|---|---|
| Street Address | 287 MAIN ST |
| City | PALMYRA |
| State | VA |
| Zip | 22963-4145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 703-970 AC 0.26 |
| Legal Block | 1 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fluvanna County Courthouse Historic District listed 1971 · 4 contributing resources · NRIS 71000977 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
287 Main St is owned by a company that bought it in October 2006.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 668 COURTHOUSE RD, PALMYRA, VA 22963-4410 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2006 · Amount on File |
| Deed Sale | Oct 19, 2006 · Amount on File |
| Deed Document Number | 20066214 |
| Deed Book / Page | 703 / 970 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 287 Main St was $1,136.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,500 (-) Land $17,500 Building $133,000 | $150,500 (-) Land $17,500 Building $133,000 | |
| 2025 | $1,136.00 | $150,500 Land $17,500 Building $133,000 | $150,500 Land $17,500 Building $133,000 |
| 2023 | $101,300 Land $17,500 Building $83,800 | $101,300 Land $17,500 Building $83,800 | |
| 2022 | $854.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 287 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 287 Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALMYRA private · serves 90 people · EPA ID VA2065540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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