Hancock County property record for 429 Elm St, Findlay, OH 45840
| Property Type | Triplex |
|---|---|
| Details | 1 bd · 1 ba · 572 sqft · built 1953 |
| Lot Size | 0.223 acres (9,701 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Apr 2018) |
| Tax Bill | $1,991 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Apr 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 600000290530 |
| Primary APN | 600000290530 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 572 sqft Living Area |
| 1st Floor Area | 1,306 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Triplex |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,701 sqft (0.223 acres) |
| Lot Dimensions | 194 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 668 sqft |
| Balcony Area | 8 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 429 ELM ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-3017 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | SCHWARTZ & FIRMINS ADD LOT 1903 S PT W5FT |
| Legal Subdivision | SCHWARTZ & FIRMINS ADD |
| Legal Lot Number | 1903 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 1000 |
429 Elm St, a triplex, is owned by an individual who bought it in April 2018.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 513 1/2 S MAIN ST, 4, FINDLAY, OH 45840-3244 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK |
| Apr 13, 2018 | Warranty Deed, Transfer · Line of Credit THE UNION BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2018 · Amount on File |
| Deed Sale | Apr 13, 2018 · Amount on File |
| Prior Sale | Apr 3, 2008 · Amount on File |
| Deed Document Number | 20182794 |
| Deed Book / Page | 2536 / 1264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 429 ELM ST, FINDLAY, OH 45840-3017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02598/1298 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 2598/1298 |
| Instrument | 202200008904 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Apr 13, 2018 |
| Property Address | 429 ELM ST, FINDLAY, OH 45840-3017 |
| Document Number | 02536/1264 |
| Book / Page | 2536 / 1264 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 201800002794 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | ASSURED TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 513 1/2 S MAIN ST, FINDLAY, OH 45840-3208 |
| Investor | Possibly a Property Investor |
| Document Number | 201800002796 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 201800002796 |
| Name | THE UNION BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 6, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 429 Elm St was $1,991.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,991.00 | $63,290 Land $9,670 Building $53,620 | $180,820 Land $27,620 Building $153,200 |
| 2023 | $1,823.00 (+0.33%) | $49,940 (-) Land $7,610 Building $42,330 | |
| 2022 | $1,817.00 | $49,940 Land $7,610 Building $42,330 | $142,700 Land $21,750 Building $120,950 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 429 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Apr 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 429 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures