Hancock County property record for 403 Elm St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,399 sqft · built 1900 |
| Lot Size | 0.14 acres (6,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Mar 2022) |
| Tax Bill | $1,606 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-244-03-021.000 |
| Primary APN | 1010-244-03-021.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,399 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,120 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 51 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 175 sqft |
| Patio Area | 280 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 403 ELM ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHWARTZ & FIRMINS ADD LOT 1897 EX S80FT FT |
| Legal Subdivision | SCHWARTZ & FIRMINS ADD |
| Legal Lot Number | 1897 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 1000 |
Source: Hancock County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 ELM ST, FINDLAY, OH 45840-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2022 | Fiduciary Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 30, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2022 · Amount on Record |
| Deed Sale | Mar 1, 2022 · Amount on Record |
| Prior Sale | Nov 17, 1995 · Amount on Record |
| Deed Document Number | 20221887 |
| Deed Book / Page | 2592 / 1147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Mar 1, 2022 |
| Property Address | 403 ELM ST, FINDLAY, OH 45840-3017 |
| Document Number | 02592/1147 |
| Book / Page | 2592 / 1147 |
| Map Reference | MAP 101024403021000 |
| Instrument Date | Mar 1, 2022 |
| Instrument | 202200001887 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Title Company | FLAG CITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 ELM ST, FINDLAY, OH 45840-3017 |
| Document Number | 202200001888 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 202200001888 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Sep 30, 2021 |
| Property Address | 403 ELM ST, FINDLAY, OH 45840-3017 |
| Document Number | 2587/2487 |
| Book / Page | 2587 / 2487 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 202100011484 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2222 S MAIN ST, 2222, FINDLAY, OH 45840-1238 |
| Name | Verified Name |
|---|---|
| Address | 2222 S MAIN ST, FINDLAY, OH 45840-1238 |
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,606.00 (+9.4%) | $52,410 (+26.96%) Land $7,820 Building $44,590 | $149,740 (+26.97%) Land $22,350 Building $127,390 |
| 2023 | $1,468.00 Homeowner's exemption | $41,280 Land $6,160 Building $35,120 | |
| 2022 | $117,930 Land $17,600 Building $100,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Apr 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
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