Hancock County property record for 321 Elm St, Findlay, OH 45840
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,389 sqft · built 1910 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100,000 (Oct 2018) |
| Tax Bill | $1,820 (2025) |
| Deeds & Mortgages | Jan 2020 Transfer Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-244-02-005.000 |
| Primary APN | 1010-244-02-005.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,389 sqft Living Area |
| 1st Floor Area | 919 sqft |
| Upper Floors Area | 293 sqft |
| Basement Area | 459 sqft |
| Unfinished Basement | 459 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 312 sqft |
| Patio Area | 176 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 ELM ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-3015 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | BARNDS 3RD ADD LOT 1784 EX S50 |
| Legal Subdivision | BARNDS 3RD ADD |
| Legal Lot Number | 1784 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1000 |
Source: Hancock County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1320 COUNTRY CLUB DR, FINDLAY, OH 45840-6344 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 24, 2020 | Quit Claim Deed, Transfer MID S TITLE AGENCY, MID AM TITLE AGENCY |
| Oct 3, 2018 | Survivorship Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2018 · Amount on Record |
| Deed Sale | Oct 3, 2018 · Amount on Record |
| Prior Sale | Feb 4, 1988 · Amount on Record |
| Deed Document Number | 20188283 |
| Deed Book / Page | 2546 / 494 |
| Prior Transfer Date | Apr 8, 2008 |
| Prior Transfer Doc | 002338/265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Jan 24, 2020 |
| Property Address | 321 ELM ST, FINDLAY, OH 45840-3015 |
| Document Number | 02565/0495 |
| Book / Page | 2565 / 0495 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 202000000711 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | MID S TITLE AGENCY, MID AM TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 625 CANTERBURY DR, FINDLAY, OH 45840-6803 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Oct 3, 2018 |
| Property Address | 321 ELM ST, FINDLAY, OH 45840-3015 |
| Document Number | 02546/0494 |
| Book / Page | 2546 / 0494 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 201800008283 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | MID S TITLE AGENCY, MID AM TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 625 CANTERBURY DR, FINDLAY, OH 45840-6803 |
| Document Number | 201800008284 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 201800008284 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,820.00 (+9.38%) | $57,850 (+26.67%) Land $8,620 Building $49,230 | $165,310 (+26.68%) Land $24,640 Building $140,670 |
| 2024 | $1,664.00 (-0.18%) | $45,670 (-) Land $6,790 Building $38,880 | |
| 2023 | $1,667.00 | $45,670 Land $6,790 Building $38,880 | |
| 2022 | $130,490 Land $19,400 Building $111,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Apr 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
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