Kane County property record for 420 Ann St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 804 sqft · built 1950 |
| Lot Size | 0.162 acres (7,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,000 (Sep 2025) |
| Tax Bill | $5,234 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-127-006 |
| Primary APN | 06-13-127-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 804 sqft Living Area |
| Gross Area | 1,608 sqft |
| 1st Floor Area | 804 sqft |
| Basement Area | 804 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 7,050 sqft (0.162 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 420 ANN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P MANNS SUB LOT 5 BLK 2 |
| Legal Subdivision | P MANNS SUB |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 851302 |
420 Ann St is owned by two individuals who bought it in September 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1335 N WINSLOWE DR, 104, PALATINE, IL 60074-8528 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on File |
| Deed Sale | Sep 5, 2025 · Amount on File |
| Prior Sale | May 9, 2025 · Amount on File |
| Deed Document Number | 202534140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 5, 2025 |
| Property Address | 420 ANN ST, ELGIN, IL 60120-4230 |
| Document Number | 0000034140 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 2025K034140 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2025 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 420 ANN ST, ELGIN, IL 60120-4230 |
| Document Number | 0000034141 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 2025K034141 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 420 Ann St was $5,234.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,234.00 | $68,609 (+8.57%) Land $12,500 Building $56,109 | $205,909 (+8.57%) Land $37,515 Building $168,394 |
| 2024 | $63,193 Land $11,513 Building $51,680 | $189,655 Land $34,553 Building $155,102 | |
| 2022 | $4,513.00 (+34.32%) | $52,056 (+6.96%) Land $9,484 Building $42,572 | $156,168 (+6.96%) Land $28,452 Building $127,716 |
| 2021 | $3,360.00 Homeowner's exemption | $48,669 Land $8,867 Building $39,802 | $146,007 Land $26,601 Building $119,406 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 420 Ann St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 420 Ann St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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