4287 Surfside Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 4287 Surfside Cir, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,836 sqft · built 1989
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Oct 2024)
Tax Bill	$5,937 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5250-1716-0130`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5250-1716-0130`
Alternative APNs	`00438645` `438645`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,836 sqft Living Area
1st Floor Area	2,836 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	140 ft deep x 92 ft wide
Garage Type	Mixed
Garage Area	441 sqft
Carport	Carport
Carport Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,451 sqft
Deck Area	210 sqft
Patio Area	554 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00438645
Street Address	4287 SURFSIDE CIR
City	SPRING HILL
State	FL
Zip	34606-2274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 25 BLK 1716 LOT 13
Legal Range	17E
Legal Township	23S
Legal Section	11
Legal Subdivision	SPRING HILL UNIT 25
Legal Block	1716
Legal Lot Number	13
Legal Unit	25
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2039
Census Tract	41203

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4287 SURFSIDE CIR, SPRING HILL, FL 34606-2274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 5, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage REMIC INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2024 · Amount on Record
Deed Sale	Oct 11, 2024 · Amount on Record
Prior Sale	Oct 5, 2023 · Amount on Record
Deed Document Number	2024062727
Deed Book / Page	4478 / 1878
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4287 SURFSIDE CIR, SPRING HILL, FL 34606-2274
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4287 SURFSIDE CIR, SPRING HILL, FL 34606-2274

Mortgage

Document Number	0046051145
Date	Sep 3, 2025
Book Page	4605/1145
Instrument	2025061586

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Nov 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 5, 2023
Property Address	4287 SURFSIDE CIR, SPRING HILL, FL 34606-2274
Document Number	0043500938
Book / Page	4350 / 938
Map Reference	MB 10 PG 61-76
Instrument Date	Sep 15, 2023
Instrument	2023063623
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	NOT AVAILABLE, TRUSTED TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,927.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 HILL AVE, ELMONT, NY 11003-2415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13787 LINDEN DR, SPRING HILL, FL 34609-5023

Mortgage

Document Number	0004350942
Date	Oct 5, 2023
Instrument	4350/942

Lender

Name	REMIC INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,937.00 (+18.67%)	$415,892 (+44.2%) Land $55,725 Building $360,167	$415,892 (+7.53%) Land $55,725 Building $360,167
2023		$288,420 (-21.69%) Land $288,420
2022	$5,003.00	$368,300 Land $34,348 Building $333,952	$386,754 Land $45,676 Building $341,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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