4253 Surfside Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 4253 Surfside Cir, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,723 sqft · built 1981
Lot Size	0.3 acres (13,068 sqft)
Owner	Owner Name on Record
Last Sale	$99,200 (Apr 2004)
Tax Bill	$580 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5250-1716-0090`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5250-1716-0090`
Alternative APNs	`00438609` `438609`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,723 sqft Living Area
1st Floor Area	1,723 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	551 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	662 sqft
Deck Area	96 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00438609
Street Address	4253 SURFSIDE CIR
City	SPRING HILL
State	FL
Zip	34606-2274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 25 BLK 1716 LOT 9
Legal Range	17E
Legal Township	23S
Legal Section	11
Legal Subdivision	SPRING HILL UNIT 25
Legal Block	1716
Legal Lot Number	9
Legal Unit	25
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2039
Census Tract	41203

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4253 SURFSIDE CIR, SPRING HILL, FL 34606-2274
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2004 · Amount on Record
Deed Sale	Apr 3, 2004 · Amount on Record
Prior Sale	Mar 13, 2003 · Amount on Record
Deed Document Number	2004021509
Deed Book / Page	1814 / 1354
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4253 SURFSIDE CIR, SPRING HILL, FL 34606-2274
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4253 SURFSIDE CIR, SPRING HILL, FL 34606-2274

Mortgage

Document Number	0042710559
Date	Feb 28, 2023
Book Page	4271/559
Instrument	2023011639

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2038

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4253 SURFSIDE CIR, SPRING HILL, FL 34606-2274
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4253 SURFSIDE CIR, SPRING HILL, FL 34606-2274

Mortgage

Document Number	0042020996
Date	Jul 29, 2022
Book Page	4202/996
Instrument	2022058022

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4253 SURFSIDE CIR, SPRING HILL, FL 34606-2274
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4253 SURFSIDE CIR, SPRING HILL, FL 34606-2274

Mortgage

Document Number	0041821758
Date	Jun 10, 2022
Book Page	4182/1758
Instrument	2022045489

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jun 1, 2029

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$580.00 (+6.23%) Additional exemption filed	$80,064 (+5.99%)	$238,099 (+5.61%) Land $43,463 Building $194,636
2023		$75,542 (+3%) Land $75,542
2022	$546.00 Homeowner's exemption	$73,342	$225,451 Land $35,625 Building $189,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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