4284 Surfside Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 4284 Surfside Cir, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 1980
Lot Size	0.313 acres (13,616 sqft)
Owner	2 Individual Names on Record
Last Sale	$331,000 (Aug 2024)
Tax Bill	$3,872 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5250-1717-0070`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5250-1717-0070`
Alternative APNs	`00438716` `438716`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	2,087 sqft
1st Floor Area	1,356 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,616 sqft (0.313 acres)
Lot Dimensions	125 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	372 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	420 sqft
Porch	Open Porch
Porch Area	1,195 sqft
Deck Area	54 sqft
Patio Area	416 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00438716
Street Address	4284 SURFSIDE CIR
City	SPRING HILL
State	FL
Zip	34606-2273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 25 BLK 1717 LOT 7
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 25
Legal Block	1717
Legal Lot Number	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2041
Census Tract	41203

Owner

Source: Hernando County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4284 SURFSIDE CIR, SPRING HILL, FL 34606-2273
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP
Sep 12, 2019	Warranty Deed, Transfer REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2024 · Amount on Record
Deed Sale	Aug 21, 2024 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	202451282
Deed Book / Page	4459 / 1374
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 6, 2020
Property Address	4284 SURFSIDE CIR, SPRING HILL, FL 34606-2273
Document Number	0037920257
Book / Page	3792 / 0257
Map Reference	MB 10 PG 61-76
Instrument Date	Dec 31, 2019
Instrument	2020000616
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8155 GIFFEN LN, 8155, SPRING HILL, FL 34608-5250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4284 SURFSIDE CIR, SPRING HILL, FL 34606-2273

Mortgage

Document Number	37920259
Date	Jan 6, 2020
Instrument	3792/0259

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 12, 2019
Property Address	4284 SURFSIDE CIR, SPRING HILL, FL 34606-2273
Document Number	0037491167
Book / Page	003749 / 001167
Instrument Date	Sep 10, 2019
Instrument	56953
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8155 GIFFEN LN SPRING HILL FL 346085250, SPRING HILL, FL 34608-5250

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,872.00	$222,837 (+67.83%) Land $43,463 Building $179,374	$222,837 (+20.05%) Land $43,463 Building $179,374
2023	Additional exemption filed	$132,778 (+3%) Land $132,778
2022	$2,288.00 Disabled Person's exemption Veteran's exemption	$128,911	$185,617 Land $31,044 Building $154,573

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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