Orange County property record for 4282 McKinnon Rd, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 5,508 sqft · built 2002 |
| Lot Size | 1.14 acres (49,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,135,000 (Aug 2021) |
| Tax Bill | $19,951 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Jan 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-23-27-0000-00-035 |
| Primary APN | 11-23-27-0000-00-035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 5,508 sqft Living Area |
| Gross Area | 7,428 sqft |
| 1st Floor Area | 3,464 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,998 sqft (1.14 acres) |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 769 sqft |
| Patio Area | 34 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4282 MCKINNON RD |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-7604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE |
| Legal Description | N 200 FT OF S 468.72 FT OF E 280 FT OF NE1/4 OF SE1/4 (LESS E 30 FT FOR RD R/W) OF SEC 11-23-27 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 11 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0000 |
| Legal Lot Number | 35 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 17120 |
Source: Orange County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4282 MCKINNON RD, WINDERMERE, FL 34786-7604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jan 25, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 6, 2020 | Deed of Trust, Mortgage SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on Record |
| Deed Sale | Aug 18, 2021 · Amount on Record |
| Prior Sale | Jul 19, 1996 · Amount on Record |
| Deed Document Number | 2021504888 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4282 MCKINNON RD, WINDERMERE, FL 34786-7604 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4282 MCKINNON RD, WINDERMERE, FL 34786-7604 |
| Document Number | 0000219550 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 20240219550 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4282 MCKINNON RD, WINDERMERE, FL 34786-7604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4282 MCKINNON RD, WINDERMERE, FL 34786-7604 |
| Document Number | 0000052393 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 20220052393 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4282 MCKINNON RD, WINDERMERE, FL 34786-7604 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | WATSON TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 5693 MANGROVE COVE AVE, WINTER GARDEN, FL 34787-5623 |
| Document Number | 20210504889 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 20210504889 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4282 MCKINNON RD, WINDERMERE, FL 34786-7604 |
| Document Number | 0000232751 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4282 MCKINNON RD WINDERMERE FL 347867604, WINDERMERE, FL 34786-7604 |
| Document Number | 0000232751 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 232751 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 14, 2050 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,289,789 (+2.7%) | $1,299,010 (+3.43%) Land $325,000 Building $974,010 | |
| 2025 | $19,951.00 (+3.57%) | $1,255,880 (+10.04%) Land $265,000 Building $990,880 | $1,255,880 (+10.04%) Land $265,000 Building $990,880 |
| 2024 | $19,264.00 (+12.54%) | ||
| 2023 | $17,118.00 (+13.45%) | $1,141,302 (+19.42%) Land $265,000 Building $876,302 | $1,141,302 (+19.42%) Land $265,000 Building $876,302 |
| 2022 | $15,088.00 | $955,665 Land $215,000 Building $740,665 | $955,665 Land $215,000 Building $740,665 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink Fiber | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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