12002 McKinnon Rd, Windermere, FL 34786 Property Records

Orange County property record for 12002 McKinnon Rd, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,473 sqft · built 1985
Lot Size	1.68 acres (73,381 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (May 2025)
Tax Bill	$10,459 (2025)
Deeds & Mortgages	Nov 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`01-23-27-0000-00-038`

Property Details

APN / Parcel Number

Primary APN	`01-23-27-0000-00-038`
Alternative APNs	`272301000000038` `130722` `131506` `133021`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,473 sqft Living Area
Gross Area	4,368 sqft
1st Floor Area	3,229 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	73,381 sqft (1.68 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	446 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12002 MCKINNON RD
City	WINDERMERE
State	FL
Zip	34786-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	TH PT OF GOV LOT 1 SEC 01-23-27 DESC AS BEG E1/4 COR OF SEC RUN N00-32-00E 501.98 FT TH N85-56-00W 20.04 FT TH S00-32-00 W 350 FT TH S80-22-09W 735.06 FT TH S00-32-00W 24.01 FT TH S
Legal Range	27E
Legal Township	23S
Legal Section	01
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0000
Legal Lot Number	1
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1004
Census Tract	17115

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7512 DR PHILLIPS BLVD, 50-958, ORLANDO, FL 32819-5420
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Sep 9, 2008 · Amount on Record
Deed Document Number	2025289502
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12002 MCKINNON RD, WINDERMERE, FL 34786-6114
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7512 DR PHILLIPS BLVD 50-958, 50-958, ORLANDO, FL 32819-5420

Mortgage

Document Number	0000658137
Date	Nov 13, 2025
Instrument	20250658137

Lender

Name	ALTO CAPITAL HOLDINGS LLC
Type	Mortgage Company
Address	MIAMI, FL 33162

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	May 1, 2027

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,000 (-16.09%) Land $550,000 Building $7,000	$557,000 (-53.98%) Land $550,000 Building $7,000
2025	$10,459.00 (+3.83%) Homeowner's exemption	$663,832 (+5.99%)	$1,210,340 (+25.12%) Land $550,000 Building $660,340
2024	$10,073.00 (+7.3%)
2023	$9,388.00 (+3.18%) Homeowner's exemption	$626,333 (+3%)	$967,331 (+32.27%) Land $385,000 Building $582,331
2022	$9,099.00 Homeowner's exemption	$608,090	$731,307 Land $285,000 Building $446,307

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Summit Broadband, Xfinity.

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