4281 Cappahosic Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 4281 Cappahosic Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,464 sqft · built 1982
Lot Size	2.81 acres (122,839 sqft)
Owner	Individual Name on File
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Aug 2020 Refinance Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`16544`

Property Details

APN / Parcel Number

Primary APN	`16544`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	122,839 sqft (2.81 acres)
Garage Area	576 sqft
Porch	Enclosed Porch
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4281 CAPPAHOSIC RD
City	GLOUCESTER
State	VA
Zip	23061-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	SASSAFRAS PARCEL A
Legal Subdivision	PLAT: PB25 472
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2019
Census Tract	100102

Owner

Source: Gloucester County records · APN 16544

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4281 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE LLC
Aug 14, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 14, 2020
Transfer Doc	200004109
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4281 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301
Transaction Type	Mortgage
Record Updated	Nov 28, 2023
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004110
Date	Aug 14, 2020
Instrument	200004110

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Interest

Rate Type	Fixed Rate

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 14, 2020
Property Address	4281 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301
Document Number	200004109
Instrument Date	Aug 10, 2020
Instrument	200004109
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301

Mortgage

Document Number	0200004110
Date	Aug 14, 2020
Instrument	200004110

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,035.00 (+5.33%)	$331,490 (-) Land $69,920 Building $261,570	$331,490 (-) Land $69,920 Building $261,570
2024	$1,932.00	$331,490 (-) Land $69,920 Building $261,570	$331,490 (-) Land $69,920 Building $261,570
2023	$1,932.00 (-1.43%)	$331,490 (+22.62%) Land $69,920 Building $261,570	$331,490 (+22.62%) Land $69,920 Building $261,570
2022	$1,960.00	$270,350 Land $57,290 Building $213,060	$270,350 Land $57,290 Building $213,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 37 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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