4325 Cappahosic Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 4325 Cappahosic Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,296 sqft · built 1985
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Tax Bill	$1,409 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28959`

Property Details

APN / Parcel Number

Primary APN	`28959`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
Gross Area	1,123 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Porch	Open Porch
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4325 CAPPAHOSIC RD
City	GLOUCESTER
State	VA
Zip	23061-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	BENCHMARK LAND TRUST LOT 6E
Legal Subdivision	PLAT: PB20 601
Legal Lot Number	6E
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2019
Census Tract	100102

Owner

Source: Gloucester County records · APN 28959

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4325 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 24, 2006
Transfer Doc	060004604
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4325 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3300
Transaction Type	Mortgage
Record Updated	Jan 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3300

Mortgage

Document Number	0250005365
Date	Dec 23, 2025
Instrument	250005365

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,409.00 (+5.31%)	$229,630 (-) Land $72,390 Building $157,240	$229,630 (-) Land $72,390 Building $157,240
2024	$1,338.00	$229,630 (-) Land $72,390 Building $157,240	$229,630 (-) Land $72,390 Building $157,240
2023	$1,338.00 (+8.78%)	$229,630 (+35.31%) Land $72,390 Building $157,240	$229,630 (+35.31%) Land $72,390 Building $157,240
2022	$1,230.00	$169,710 Land $52,010 Building $117,700	$169,710 Land $52,010 Building $117,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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