4203 Cappahosic Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 4203 Cappahosic Rd, Gloucester, VA 23061 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1977
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$134,159 (Feb 2008)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`31377`

Property Details

APN / Parcel Number

Primary APN	`31377`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	660 sqft
Porch	Slab
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4203 CAPPAHOSIC RD
City	GLOUCESTER
State	VA
Zip	23061-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SASSAFRAS
Legal Subdivision	PLAT: PB11 79
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2019
Census Tract	100102

Owner

Source: Gloucester County records · APN 31377

Assessment roll updated October 27, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4203 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Mar 04, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE LLC
Mar 25, 2022	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Dec 07, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GOODLEAP LLC
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Aug 14, 2025	Transfer on Death Deed, Transfer
Jul 14, 2025	Gift Deed, Transfer · Conventional Mortgage GOODLEAP LC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 21, 2008 · Amount on Record
Deed Sale	Feb 21, 2008 · Amount on Record
Deed Document Number	20081109
Last Transfer Date	Mar 10, 2021
Transfer Doc	0000001932
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4203 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001973
Date	May 13, 2019
Instrument	190001973

Lender

Name	SUNTRUST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 25, 2049

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4203 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001014
Date	Mar 04, 2020
Instrument	200001014

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4203 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, THE CLOSING SHOP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002874
Date	Apr 20, 2021
Instrument	210002874

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4203 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001764
Date	Mar 25, 2022
Instrument	220001764

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4203 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230004611
Date	Dec 07, 2023
Instrument	230004611

Lender

Name	GOODLEAP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.13%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4203 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000832
Date	Mar 12, 2024
Instrument	240000832

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2054

Interest

Rate Type	Adjustable Rate

August 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 14, 2025
Property Address	4203 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301
Document Number	0250003309
Map Reference	MB 11 PG 79
Instrument Date	Aug 11, 2025
Instrument	250003309
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301

July 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 14, 2025
Property Address	4203 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301
Document Number	0250002809
Map Reference	MB 11 PG 79
Instrument Date	May 23, 2025
Instrument	250002809
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4203 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3301

Mortgage

Document Number	0250002810
Date	Jul 14, 2025
Instrument	250002810

Lender

Name	GOODLEAP LC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 01, 2040

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated October 27, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,581.00 (+5.35%)	$420,370 (-) Land $73,800 Building $346,570	$420,370 (-) Land $73,800 Building $346,570
2023	$2,450.00	$420,370 Land $73,800 Building $346,570	$420,370 Land $73,800 Building $346,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731001022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 30 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009, tidal / storm surge

Wildfire

Wildfire Risk	Low above 34% of the US · above 58% of Virginia
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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