Durham County property record for 428 Valley Dr, Durham, NC 27704
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,892 sqft · built 1960 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,000 (Oct 2017) |
| Tax Bill | $3,734 (2026) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0824-70-0249 |
| Primary APN | 0824-70-0249 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,892 sqft Heated Area |
| 1st Floor Area | 1,867 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 37,462 sqft (0.86 acres) |
| Lot Dimensions | 332 ft deep x 116 ft wide |
| Garage Type | Carport |
| Garage Area | 466 sqft |
| Carport | Carport |
| Carport Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 114 sqft |
| Patio Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Street Address | 428 VALLEY DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27704-1451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | HAPPY VALLEY/LT#08 E 1/2 PT NKA PROP-WHITFIELD/LT1 PL:000050-000009 |
| Legal Subdivision | HAPPY VLY |
| Legal Lot Number | 1,8 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1710 |
428 Valley Dr is owned and occupied by two individuals who bought it in October 2017.
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 VALLEY DR, DURHAM, NC 27704-1451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2017 · Amount on File |
| Deed Sale | Oct 17, 2017 · Amount on File |
| Prior Sale | Oct 7, 2016 · Amount on File |
| Deed Document Number | 201736615 |
| Deed Book / Page | 8290 / 302 |
| Prior Transfer Date | Jan 7, 2016 |
| Prior Transfer Doc | 0078550720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Oct 17, 2017 |
| Property Address | 428 VALLEY DR, DURHAM, NC 27704-1451 |
| Document Number | 0082900302 |
| Book / Page | 008290 / 000302 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 36615 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $454.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 428 VALLEY DR DURHAM NC 277041451, DURHAM, NC 27704-1451 |
| Document Number | 82900304 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 008290/000304 |
| Instrument | 36616 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 16, 2037 |
The 2026 property tax bill for 428 Valley Dr was $3,734, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,734.00 (+2.53%) | $367,486 (-) Land $167,400 Building $200,086 | $367,486 (-) Land $167,400 Building $200,086 |
| 2025 | $3,642.00 | $367,486 Land $167,400 Building $200,086 | $367,486 Land $167,400 Building $200,086 |
| 2023 | $2,952.00 (+2.32%) | $225,422 Land $55,710 Building $169,712 | $225,422 Land $55,710 Building $169,712 |
| 2022 | $2,885.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Valley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Valley Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier, Google Fiber, T-Mobile.
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