424 Valley Dr, Durham, NC 27704 Property Records

Durham County property record for 424 Valley Dr, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,778 sqft · built 1962
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Sep 2022)
Tax Bill	$4,060 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0824-70-2259`

Property Details

APN / Parcel Number

Primary APN	`0824-70-2259`
Alternative APNs	`0824-70-22-5997` `082419702352` `127714`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,778 sqft Heated Area
1st Floor Area	1,778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	331 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	424 VALLEY DR
City	DURHAM
State	NC
Zip	27704-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	HAPPY VALLEY/LT#07 E 1/2 PT & LT#06 W 1 FT PL:000037-000110
Legal Subdivision	HAPPY VLY
Legal Lot Number	6,7
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3005
Census Tract	1710

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 VALLEY DR, DURHAM, NC 27704-1451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 2, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Jan 23, 2012 · Amount on Record
Deed Document Number	202237612
Deed Book / Page	9785 / 890
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 21, 2022
Property Address	424 VALLEY DR, DURHAM, NC 27704-1451
Document Number	0097850890
Book / Page	9785 / 890
Map Reference	MB 37 PG 110
Instrument Date	Sep 20, 2022
Instrument	2022037612
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4104 JEFFRIES RD, 4104, DURHAM, NC 27704-2524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 VALLEY DR, DURHAM, NC 27704-1451

Mortgage

Document Number	2022037613
Date	Sep 21, 2022
Instrument	2022037613

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	424 VALLEY DR, DURHAM, NC 27704-1451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086930978
Date	Jul 2, 2019
Book Page	8693/978
Instrument	2019022671

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,060.00 (+2.53%)	$399,506 (-) Land $160,200 Building $239,306	$399,506 (-) Land $160,200 Building $239,306
2025	$3,960.00 (+37.84%)	$399,506 (+82.12%) Land $160,200 Building $239,306	$399,506 (+82.12%) Land $160,200 Building $239,306
2023	$2,873.00 (+2.35%)	$219,366 Land $53,370 Building $165,996	$219,366 Land $53,370 Building $165,996
2022	$2,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Google Fiber, T-Mobile.

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