426 Valley Dr, Durham, NC 27704 Property Records

Durham County property record for 426 Valley Dr, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,664 sqft · built 1960
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Tax Bill	$4,196 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Aug 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0824-70-1259`

Property Details

APN / Parcel Number

Primary APN	`0824-70-1259`
Alternative APNs	`0824-70-12-5976` `082419701352` `127713`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,664 sqft Heated Area
1st Floor Area	1,708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	332 ft deep x 102 ft wide
Garage Type	Carport
Carport	Carport
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	426 VALLEY DR
City	DURHAM
State	NC
Zip	27704-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	HAPPY VALLEY/LT#07 W 1/2 PT PL:000037-000110
Legal Subdivision	HAPPY VLY
Legal Lot Number	7
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3005
Census Tract	1710

Owner

426 Valley Dr is owned by an individual who acquired it in December 2010.

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 72973, DURHAM, NC 27722-2973
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 24, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jul 26, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 22, 2010
Transfer Doc	0066340423
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	426 VALLEY DR, DURHAM, NC 27704-1451
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095160726
Date	Nov 2, 2021
Book Page	9516/726
Instrument	2021056150

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 24, 2017
Property Address	426 VALLEY DR, DURHAM, NC 27704-1451
Document Number	0082540906
Book / Page	008254 / 000906
Instrument Date	Aug 24, 2017
Instrument	29735
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 MIMOSA ST DURHAM NC 27703, DURHAM, NC 27703

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 26, 2017
Property Address	426 VALLEY DR, DURHAM, NC 27704-1451
Document Number	0082360217
Book / Page	008236 / 000217
Instrument Date	Jul 18, 2017
Instrument	26133
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 72973 DURHAM NC 277222973, DURHAM, NC 27722-2973

Tax Assessment & Valuation

The 2026 property tax bill for 426 Valley Dr was $4,196, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,196.00 (+2.52%)	$412,941 (-) Land $160,200 Building $252,741	$412,941 (-) Land $160,200 Building $252,741
2025	$4,093.00	$412,941 Land $160,200 Building $252,741	$412,941 Land $160,200 Building $252,741
2023	$2,785.00 (+17.07%)	$219,013 Land $53,250 Building $165,763	$219,013 Land $53,250 Building $165,763
2022	$2,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Valley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Valley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Google Fiber, T-Mobile.

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