McLennan County property record for 428 Silver Spur Trl, Mc Gregor, TX 76657
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,635 sqft · built 2016 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $312,500 (Feb 2017) |
| Tax Bill | $9,414 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-336209-001230-0 |
| Primary APN | 36-336209-001230-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,635 sqft Living Area |
| Gross Area | 3,163 sqft |
| 1st Floor Area | 2,206 sqft |
| 2nd Floor Area | 429 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 650 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 265 sqft |
| Patio Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 428 SILVER SPUR TRL |
|---|---|
| City | MCGREGOR |
| State | TX |
| Zip | 76657-4164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNWEST VILLAGE PT 8 LOT 30 BLOCK 12 ACRES .31 |
| Legal Subdivision | SUNWEST VILLAGE PT 8 |
| Legal Block | 12 |
| Legal Lot Number | 30 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MCGREGOR |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 3901 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 SILVER SPUR TRL, MCGREGOR, TX 76657-4164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Apr 3, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage PIONEER BK MTG CTR |
| Feb 17, 2017 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2017 · Amount on Record |
| Deed Sale | Feb 17, 2017 · Amount on Record |
| Deed Document Number | 20175221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 428 SILVER SPUR TRL, MC GREGOR, TX 76657-4164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012659 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020012659 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2040 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 3, 2018 |
| Property Address | 428 SILVER SPUR TRL, MC GREGOR, TX 76657-4164 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 10516 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 SILVER SPUR TRL MC GREGOR TX 766574164, MC GREGOR, TX 76657-4164 |
| Document Number | 0000010516 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 10516 |
| Name | PIONEER BK MTG CTR |
|---|---|
| Type | Federal Savings Bank |
| Address | AUSTIN, TX 78705 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 17, 2017 |
| Property Address | 428 SILVER SPUR TRL, MC GREGOR, TX 76657-4164 |
| Document Number | 0000005221 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 5221 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE GUARANTY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 428 SILVER SPUR TRL MC GREGOR TX 766574164, MC GREGOR, TX 76657-4164 |
| Document Number | 5222 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 5222 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 16, 2047 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $510,000 (-7.18%) Land $60,361 Building $449,639 | $510,000 (-7.18%) Land $60,361 Building $449,639 | |
| 2025 | $9,414.00 (-4.6%) Homeowner's exemption | $549,470 (-4.95%) Land $54,960 Building $494,510 | $549,470 (-4.95%) Land $54,960 Building $494,510 |
| 2024 | $9,868.00 (+12.1%) | ||
| 2023 | $578,110 Land $54,960 Building $523,150 | $578,110 Land $54,960 Building $523,150 | |
| 2022 | $8,803.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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