McLennan County property record for 426 Silver Spur Trl, Mc Gregor, TX 76657
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,651 sqft · built 2012 |
| Lot Size | 0.314 acres (13,673 sqft) |
| Owner | Individual Name on File |
| Last Sale | $323,800 (Apr 2013) |
| Tax Bill | $8,405 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-336207-001229-0 |
| Primary APN | 36-336207-001229-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,651 sqft Living Area |
| Gross Area | 3,201 sqft |
| 1st Floor Area | 2,273 sqft |
| 2nd Floor Area | 378 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 13,673 sqft (0.314 acres) |
| Lot Dimensions | 139 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 299 sqft |
| Patio Area | 230 sqft |
| Storage Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 426 SILVER SPUR TRL |
|---|---|
| City | MCGREGOR |
| State | TX |
| Zip | 76657-4164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNWEST VILLAGE PT 7 LOT 29 BLOCK 12 ACRES .3139 |
| Legal Subdivision | SUNWEST VILLAGE PT 7 |
| Legal Block | 12 |
| Legal Lot Number | 29 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MCGREGOR |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 3901 |
426 Silver Spur Trl is owned and occupied by an individual who bought it in April 2013.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 426 SILVER SPUR TRL, MCGREGOR, TX 76657-4164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 3, 2025 | Vendor's Lien, Transfer AGTRUST ACA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2013 · Amount on File |
| Deed Sale | Apr 15, 2013 · Amount on File |
| Deed Document Number | 201311634 |
| Prior Transfer Date | Apr 12, 2013 |
| Prior Transfer Doc | 0000011634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 426 SILVER SPUR TRL, MCGREGOR, TX 76657-4164 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | UNKNOWN, FTC |
| Name | Verified Name |
|---|
| Document Number | 0000001420 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022001420 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 3, 2025 |
| Property Address | 426 SILVER SPUR TRL, MCGREGOR, TX 76657-4164 |
| Document Number | 0000033793 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 2025033793 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | UNKNOWN, FTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 23187, WACO, TX 76702-3187 |
| Name | Verified Name |
|---|---|
| Address | 426 SILVER SPUR TRL, MCGREGOR, TX 76657-4164 |
| Date | Nov 3, 2025 |
|---|
| Name | AGTRUST ACA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 426 Silver Spur Trl was $8,405 with a homeowner's exemption, down 7.5% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,428 (-0.87%) Land $60,574 Building $432,854 | $493,428 (-0.87%) Land $60,574 Building $432,854 | |
| 2025 | $8,405.00 (-7.47%) Homeowner's exemption | $497,770 Land $55,100 Building $442,670 | $497,770 Land $55,100 Building $442,670 |
| 2024 | $9,084.00 | ||
| 2023 | $521,640 Land $55,100 Building $466,540 | $521,640 Land $55,100 Building $466,540 | |
| 2022 | $8,100.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 Silver Spur Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 Silver Spur Trl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures