423 Silver Spur Trl, Mc Gregor, TX 76657 Property Records

McLennan County property record for 423 Silver Spur Trl, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,370 sqft · built 2013
Lot Size	0.289 acres (12,580 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2017)
Tax Bill	$7,596 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-336207-001312-0`

Property Details

APN / Parcel Number

Primary APN	`36-336207-001312-0`
Alternative APN	`360314`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,370 sqft Living Area
Gross Area	2,794 sqft
1st Floor Area	2,370 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	12,580 sqft (0.289 acres)
Lot Dimensions	100 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	424 sqft
Driveway	Concrete Driveway
Driveway Area	1,008 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	204 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	423 SILVER SPUR TRL
City	MCGREGOR
State	TX
Zip	76657-4168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNWEST VILLAGE PT 7 LOT 12 BLOCK 13 ACRES .2888
Legal Subdivision	SUNWEST VILLAGE PT 7
Legal Block	13
Legal Lot Number	12
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	2
Census Block	2021
Census Tract	3901

Owner

423 Silver Spur Trl is owned and occupied by two individuals who bought it in November 2017.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	423 SILVER SPUR TRL, MCGREGOR, TX 76657-4168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Nov 8, 2017	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Prior Sale	Jul 3, 2014 · Amount on File
Deed Document Number	201737250
Prior Transfer Date	Nov 7, 2017
Prior Transfer Doc	0000037250
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	423 SILVER SPUR TRL, MC GREGOR, TX 76657-4168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010562
Date	Mar 31, 2020
Instrument	2020010562

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Nov 8, 2017
Property Address	423 SILVER SPUR TRL, MC GREGOR, TX 76657-4168
Document Number	0000037250
Map Reference	FILE2011011505
Instrument Date	Nov 7, 2017
Instrument	2017037250
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 SILVER SPUR TRL, MC GREGOR, TX 76657-4168

Mortgage

Document Number	0000037251
Date	Nov 8, 2017
Instrument	2017037251

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 423 Silver Spur Trl was $7,596 with a homeowner's exemption, down 7.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,814 (-1.21%) Land $59,127 Building $391,687	$450,814 (-1.21%) Land $59,127 Building $391,687
2025	$7,596.00 (-7.95%) Homeowner's exemption	$456,340 Land $53,720 Building $402,620	$456,340 Land $53,720 Building $402,620
2024	$8,252.00
2023		$477,990 Land $53,720 Building $424,270	$477,990 Land $53,720 Building $424,270
2022	$7,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 Silver Spur Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Silver Spur Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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