428 S 3rd St, Seward, NE 68434 Property Records

Seward County property record for 428 S 3rd St, Seward, NE 68434

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,738 sqft · built 1965
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jul 2026)
Tax Bill	$4,291 (2023)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`800076966`

Property Details

APN / Parcel Number

Primary APN	`800076966`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,738 sqft Living Area
1st Floor Area	1,518 sqft
Basement Area	1,518 sqft
Finished Basement	1,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 81 ft wide
Garage Type	Mixed
Garage Area	868 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	428 S 3RD ST
City	SEWARD
State	NE
Zip	68434-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MULTI-FAMI
Legal Description	SEWARD BOYES AND SOUTH SEWARD ADDITION BLOCK 3 LOT 7 & S 39' LOT 6
Legal Subdivision	BOYES ADDITION - SOUTH SEWARD
Legal Block	3
Legal Lot Number	6-7
Jurisdiction	SEWARD NE
Township / Civil Division	SEWARD
Census Block Group	1
Census Block	1068
Census Tract	960200

Owner

Source: Seward County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 S 3RD ST, SEWARD, NE 68434-2515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage QUAD CITY BANK & TRUST COMPANY
Nov 12, 2025	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Aug 4, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit JONES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Deed Document Number	20261667
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	Jul 27, 2026
Property Address	428 S 3RD ST, SEWARD, NE 68434-2515
Document Number	0000001667
Instrument Date	Jul 23, 2026
Instrument	20261667
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	HOME SERVICES TITLE LLC, HOME SERVICES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137,481.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 S 3RD ST, SEWARD, NE 68434-2515

Mortgage

Document Number	0000001668,
Date	Jul 27, 2026
Instrument	20261668

Lender

Name	QUAD CITY BANK & TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	428 S 3RD ST, SEWARD, NE 68434-2515
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 S 3RD ST, SEWARD, NE 68434-2515

Mortgage

Document Number	0202502524
Date	Nov 12, 2025
Instrument	202502524

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	Aug 4, 2023
Property Address	428 S 3RD ST, SEWARD, NE 68434-2515
Document Number	0202301600
Instrument Date	Jul 27, 2023
Instrument	202301600
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	HOMESERVICES TITLE, HOME SERVICES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$816.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301601
Date	Aug 4, 2023
Instrument	202301601

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	428 S 3RD ST, SEWARD, NE 68434-2515
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 SUPERIOR RD, PLEASANT DALE, NE 68423-9022

Mortgage

Document Number	202102885
Date	Aug 27, 2021
Instrument	202102885

Lender

Name	JONES BANK
Type	Bank
Address	SEWARD, NE 68434

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seward County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Seward County
Municipality	Seward City
Unified School District	Seward Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$429,457 (+81.69%) Land $23,756 Building $405,701	$429,457 (+81.69%) Land $23,756 Building $405,701
2023	$4,291.00 (+26.35%)	$236,370 (+12.02%) Land $21,624 Building $214,746	$236,370 (+12.02%) Land $21,624 Building $214,746
2022	$3,396.00	$211,007 Land $21,624 Building $189,383	$211,007 Land $21,624 Building $189,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jun 2019 · 2 claims Severe Storms And Flooding, Mar 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SEWARD serves 7,700 people · EPA ID NE3115905
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Great Plains Communications, Nextlink.

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