409 S 3rd St, Seward, NE 68434 Property Records

Seward County property record for 409 S 3rd St, Seward, NE 68434

Property Summary

Property Type	Townhouse
Details	3 ba · 1,344 sqft · built 2022
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Jul 2023)
Tax Bill	$2,511 (2025)
Deeds & Mortgages	Jan 2022 Construction Loan Jul 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`800228660`

Property Details

APN / Parcel Number

Primary APN	`800228660`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft

Exterior

Year Built	Built 2022
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	409 S 3RD ST
City	SEWARD
State	NE
Zip	68434-2557
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	COMMERCIAL
Legal Description	SEWARD CNG 1ST ADDITION LOT 7
Legal Subdivision	CNG 1ST ADDITION
Legal Lot Number	7
Jurisdiction	SEWARD NE
Township / Civil Division	SEWARD
Census Block Group	1
Census Block	1023
Census Tract	960200

Owner

Source: Seward County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 254, SEWARD, NE 68434-0254
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Construction Mortgage CATTLE BANK & TRUST
Jul 14, 2023	Warranty Deed, Construction Loan · Construction Mortgage HEARTLAND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Deed Document Number	202301423
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	409 S 3RD ST, SEWARD, NE 68434-2557
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200296
Date	Jan 28, 2022
Instrument	202200296

Lender

Name	CATTLE BANK & TRUST
Type	Bank
Address	SEWARD, NE 68434

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	Jul 14, 2023
Property Address	409 S 3RD ST, SEWARD, NE 68434-2557
Document Number	0202301423
Instrument Date	Jul 11, 2023
Instrument	202301423
Transaction Type	Construction Loan
Record Updated	Mar 6, 2024
Title Company	HOMESERVICES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301424
Date	Jul 14, 2023
Instrument	202301424

Lender

Name	HEARTLAND BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seward County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Seward County
Municipality	Seward City
Unified School District	Seward Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,511.00 (+16,64%)	$233,462 (+0.78%) Land $21,721 Building $211,741	$233,462 (+0.78%) Land $21,721 Building $211,741
2023	$15.00 (-95.31%)	$231,659 (+1,063.06%) Land $19,918 Building $211,741	$231,659 (+1,063.06%) Land $19,918 Building $211,741
2022	$320.00	$19,918 Land $19,918	$19,918 Land $19,918

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jun 2019 · 2 claims Severe Storms And Flooding, Mar 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SEWARD serves 7,700 people · EPA ID NE3115905
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Great Plains Communications, Nextlink.

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures