401 S 3rd St, Seward, NE 68434 Property Records

Seward County property record for 401 S 3rd St, Seward, NE 68434

Property Summary

Property Type	Single Family Home
Details	2.75 ba · 1,344 sqft · built 2022
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$2,528 (2025)
Deeds & Mortgages	Jan 2022 Construction Loan Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`800228655`

Property Details

APN / Parcel Number

Primary APN	`800228655`

Interior

Full Baths	2.75 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	401 S 3RD ST
City	SEWARD
State	NE
Zip	68434-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COMMERCIAL
Legal Description	SEWARD CNG 1ST ADDITION LOT 6
Legal Subdivision	CNG 1ST ADDITION
Legal Lot Number	6
Jurisdiction	SEWARD NE
Township / Civil Division	SEWARD
Census Block Group	1
Census Block	1023
Census Tract	960200

Owner

Source: Seward County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 S 3RD ST, SEWARD, NE 68434-2557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Construction Mortgage CATTLE BANK & TRUST
Jan 12, 2023	Warranty Deed, Subdivision Related Transfer · Closed-End Mortgage MADISON COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2023
Deed Sale	Jan 12, 2023
Prior Sale	Jan 10, 2023
Deed Document Number	202385
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	401 S 3RD ST, SEWARD, NE 68434-2557
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200296
Date	Jan 28, 2022
Instrument	202200296

Lender

Name	CATTLE BANK & TRUST
Type	Bank
Address	SEWARD, NE 68434

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	Jan 12, 2023
Property Address	401 S 3RD ST, SEWARD, NE 68434-2557
Document Number	0202300085
Instrument Date	Jan 3, 2023
Instrument	202300085
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	HOMESERVICES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300086
Date	Jan 12, 2023
Instrument	202300086

Lender

Name	MADISON COUNTY BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Seward County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Seward County
Municipality	Seward City
Unified School District	Seward Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,528.00 (-3.66%)	$235,097 (+0.77%) Land $21,721 Building $213,376	$235,097 (+0.77%) Land $21,721 Building $213,376
2024	$2,624.00 (+17,393.33%)	$233,294 (-) Land $19,918 Building $213,376	$233,294 (-) Land $19,918 Building $213,376
2023	$15.00	$233,294 Land $19,918 Building $213,376	$233,294 Land $19,918 Building $213,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jun 2019 · 2 claims Severe Storms And Flooding, Mar 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SEWARD serves 7,700 people · EPA ID NE3115905
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Great Plains Communications, Nextlink.

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