428 Ruby Gulch, Morganton, GA 30560 Property Records

Fannin County property record for 428 Ruby Gulch, Morganton, GA 30560 · Last verified January 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,210 sqft Heated Area
Lot Size	79,279 sqft (1.82 acres)
Last Sale	$301,200 (2015)
Tax Bill	$2,053.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0014 05A1EA`
Alternative APN	`29779`

Interior

Full Baths	3 Baths
Building Area	2,210 sqft Heated Area
Basement Area	884 sqft Basement
Finished Basement	884 sqft Finished
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wood Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Exterior Material	Wood Exterior
Foundation Type	Masonry Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	79,279 sqft (1.82 acres)

Exterior Amenities

Deck Area	156 sqft Deck
Porch	Open Porch
Porch Area	1,200 sqft Porch
Topography	Gentle Slope Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	29779
Street Address	428 RUBY GULCH
City	MORGANTON
State	GA
Zip	30560-4285
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Description	7-1 LL26 LT2 DB1137-442* 1.816 AC
Legal Subdivision	WILSCOT MTN PROPERTY
Legal Lot Number	2
Jurisdiction	FANNIN GA
Minor Civil Division	MORGANTON
Census Blockgroup	3
Census Block	3000
Census Tract	50500

Owner

Source: Fannin County records · APN 0014 05A1EA

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	287 FERGUSON ST NE, ATLANTA, GA 30307-2050
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2015 · Amount on Record
Deed Sale	Aug 07, 2015 · Amount on Record
Prior Sale	Dec 20, 2006 · Amount on Record
Deed Doc Number	0001137442
Deed Book / Page	1137 / 442
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Fannin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,053.00 (-23.22%)	$226,311 (+20.97%) Land $35,192 Building $191,119	$565,778 (+20.96%) Land $87,981 Building $477,797
2023		$187,088 (-1.92%) Land $35,192 Building $151,896	$467,721 (-1.92%) Land $87,981 Building $379,740
2022	$2,674.00	$190,744 Land $35,192 Building $155,552	$476,861 Land $87,981 Building $388,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fannin County (13111C), updated September 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	About 1 in 671 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.