Fannin County property record for 378 Ruby Gulch, Morganton, GA 30560 · Last verified August 2026
| Property Type | Residential > Specialized > Seasonal, Cabin, Vacation |
|---|---|
| Bathrooms | 3 Baths |
| Architecture Style | Rustic |
| Year Built | Built 2005 |
| Square Footage | 2,450 sqft Heated Area |
| Lot Size | 196,456 sqft (4.51 acres) |
| Last Sale | $675,000 (2026) |
| Tax Bill | $2,921.00 (2025) |
| Primary APN | 0014 005A1J |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,450 sqft Heated Area |
| Basement Area | 980 sqft Basement |
| Finished Basement | 980 sqft Finished |
| Unfinished Basement | 980 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wood Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Rustic Style |
| Exterior Material | Logs Exterior |
| Construction Type | Log Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 196,456 sqft (4.51 acres) |
| Deck Area | 58 sqft Deck |
|---|---|
| Porch Area | 1,628 sqft Porch |
| View | Corner View |
| Topography | Gentle Slope Topography |
| Storage Building | 48 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 24911 |
|---|---|
| Street Address | 378 RUBY GULCH |
| City | MORGANTON |
| State | GA |
| Zip | 30560 |
| Property Usage | Residential Property Usage |
| Type | Residential > Specialized > Seasonal, Cabin, Vacation |
| Legal Description | 7-1 LL26 LTS3,12 DB1157-535 4.51 ACS |
| Legal Subdivision | WILSCOT MTN PROPERTY |
| Legal Lot Number | 3,2A |
| Jurisdiction | FANNIN GA |
| Minor Civil Division | MORGANTON |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 50500 |
Source: Fannin County records · APN 0014 005A1J
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 287 FERGUSON ST NE, ATLANTA, GA 30307-2050 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO |
| Jun 26, 2018 | Deed of Trust, Mortgage · Stand Alone Second Mortgage CENTERSTATE BANK |
| Mar 25, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | Mar 25, 2018 · Amount on Record |
| Deed Book / Page | 1709 / 252 |
| Prior Transfer Date | Aug 21, 2007 |
| Prior Transfer Doc | 000809/219 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Jun 25, 2026 |
| Property Address | 378 RUBY GULCH, MORGANTON, GA 30560 |
| Document Number | 1709000252 |
| Book / Page | 1709 / 252 |
| Instrument Date | Jun 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 287 FERGUSON ST NE, ATLANTA, GA 30307-2050 |
| Document Number | 1709000256, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 1709/256 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 378 RUBY GULCH, MORGANTON, GA 30560 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001257/537 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 1257/537 |
| Instrument | 2290660016 |
| Name | CENTERSTATE BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Mar 25, 2018 |
| Property Address | 378 RUBY GULCH, MORGANTON, GA 30560 |
| Document Number | 001257/535 |
| Book / Page | 1257 / 535 |
| Instrument Date | Mar 25, 2018 |
| Instrument | 2018-001608 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6338 99TH ST E, BRADENTON, FL 34202-1721 |
Source: Fannin County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,921.00 (-18.25%) | $321,993 (+19.57%) Land $66,686 Building $255,307 | $804,983 (+19.57%) Land $166,715 Building $638,268 |
| 2023 | $269,298 (+5.66%) Land $66,686 Building $202,612 | $673,245 (+5.66%) Land $166,715 Building $506,530 | |
| 2022 | $3,573.00 | $254,880 Land $47,374 Building $207,506 | $637,200 Land $118,435 Building $518,765 |
Source: FEMA National Flood Hazard Layer, Fannin County (13111C), updated September 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 83% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 719 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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