Fannin County property record for 340 Ruby Gulch, Morganton, GA 30560 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Architecture Style | Other |
| Year Built | Built 2007 |
| Square Footage | 2,495 sqft Heated Area |
| Lot Size | 90,605 sqft (2.07 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $505,000 (2024) |
| Tax Bill | $1,699.00 (2025) |
| Primary APN | 0014 005A1A |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,495 sqft Heated Area |
| Attic Area | 220 sqft Attic |
| Basement Area | 910 sqft Basement |
| Finished Basement | 910 sqft Finished |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wood Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 3 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Wood Exterior |
| Foundation Type | Masonry Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 90,605 sqft (2.07 acres) |
| Deck Area | 176 sqft Deck |
|---|---|
| Porch | Open Porch |
| Porch Area | 640 sqft Porch |
| Topography | Gentle Slope Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 22793 |
|---|---|
| Old Parcel Number | 0014005A1A |
| Street Address | 340 RUBY GULCH |
| City | MORGANTON |
| State | GA |
| Zip | 30560-4273 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 7-1 LL26 LT4 DB1589-317* 2.08 ACS |
| Legal Subdivision | WILSCOT MTN PROPERTY |
| Legal Lot Number | 4 |
| Jurisdiction | FANNIN GA |
| Minor Civil Division | MORGANTON |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 50500 |
Source: Fannin County records · APN 0014 005A1A
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 340 RUBY GULCH, MORGANTON, GA 30560-4273 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage CRESCENT MORTGAGE |
| Jan 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage CRESCENT MORTGAGE |
| Oct 09, 2020 | Warranty Deed, Transfer · Stand Alone Second Mortgage QUICKEN LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on Record |
| Deed Sale | Jan 26, 2024 · Amount on Record |
| Prior Sale | Oct 09, 2020 · Amount on Record |
| Deed Doc Number | 0001589317 |
| Deed Book / Page | 1589 / 317 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Jan 26, 2024 |
| Property Address | 340 RUBY GULCH, MORGANTON, GA 30560-4273 |
| Document Number | 001589/317 |
| Book / Page | 1589 / 317 |
| Instrument Date | Jan 25, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 340 RUBY GULCH, MORGANTON, GA 30560-4273 |
| Document Number | 0001589321 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 1589/321 |
| Name | CRESCENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Jan 26, 2024 |
| Property Address | 340 RUBY GULCH, MORGANTON, GA 30560-4273 |
| Document Number | 001589/317 |
| Book / Page | 1589 / 317 |
| Instrument Date | Jan 25, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 340 RUBY GULCH, MORGANTON, GA 30560-4273 |
| Document Number | 0001589321 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 1589/321 |
| Name | CRESCENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Oct 09, 2020 |
| Property Address | 340 RUBY GULCH, MORGANTON, GA 30560-4273 |
| Document Number | 001377/230 |
| Book / Page | 1377 / 230 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 2020-002682 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 RUBY GULCH, MORGANTON, GA 30560-4273 |
| Document Number | 0000001377/0000000232 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 0000001377/0000000232 |
| Instrument | 002525880019 |
| Name | QUICKEN LOANS |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: Fannin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,699.00 (-45.12%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $210,287 (-3.88%) Land $40,220 Building $170,067 | $525,717 (-3.88%) Land $100,549 Building $425,168 |
| 2023 | $218,782 Land $40,220 Building $178,562 | $546,954 Land $100,549 Building $446,405 | |
| 2022 | $3,096.00 |
Source: FEMA National Flood Hazard Layer, Fannin County (13111C), updated September 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 83% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 719 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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