Carroll County property record for 428 Oak Ave, Westminster, MD 21157
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,200 sqft · built 1983 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $132,000 (Oct 2018) |
| Tax Bill | $2,504 (2026) |
| Deeds & Mortgages | Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-123310 |
| Primary APN | 07-123310 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 200 ft deep x 25 ft wide |
| Porch | Slab |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 123310 |
|---|---|
| Street Address | 428 OAK AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6217 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-100 |
| Legal Description | LT 29 - 25 X 200 SF 428 OAK AVE 2-15 BUCKINGHAM VIEW |
| Legal Subdivision | BUCKINGHAM VIEW |
| Legal Lot Number | 29 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 507602 |
428 Oak Ave, a townhouse, is owned by a company that bought it in October 2018.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 345 WOODWARD RD, 1625, WESTMINSTER, MD 21158-8567 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2018 · Amount on File |
| Deed Sale | Oct 3, 2018 · Amount on File |
| Prior Sale | Sep 9, 1993 · Amount on File |
| Deed Book / Page | 9135 / 261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 3, 2018 |
| Property Address | 428 OAK AVE, WESTMINSTER, MD 21157-6217 |
| Document Number | 0091350261 |
| Book / Page | 009135 / 000261 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2018 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $132.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 739 MULLIGAN LN WESTMINSTER MD 211589435, WESTMINSTER, MD 21158-9435 |
The 2026 property tax bill for 428 Oak Ave was $2,504, up 8% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,504.00 (+7.98%) | $223,600 Land $70,000 Building $153,600 | $223,600 Land $70,000 Building $153,600 |
| 2025 | $2,319.00 | ||
| 2023 | $1,966.00 | $174,000 Land $70,000 Building $104,000 | $174,000 Land $70,000 Building $104,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Oak Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | Oct 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Oak Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ting, Verizon.
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