417 Oak Ave, Westminster, MD 21157 Property Records

Carroll County property record for 417 Oak Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,072 sqft · built 1957
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Sep 2021)
Tax Bill	$3,325 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-023324`

Property Details

APN / Parcel Number

Primary APN	`07-023324`
Alternative APNs	`7023324` `023324`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,072 sqft Total Area
Basement Area	851 sqft
Finished Basement	851 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Porch	Porch
Porch Area	72 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	023324
Street Address	417 OAK AVE
City	WESTMINSTER
State	MD
Zip	21157-6216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LTS 34 & 36 - 9000 S 417 OAK AVE 2-15 SC B BUCKINGHAM VIEW
Legal Subdivision	REVISED PLAN OF BUCKINGHAM VIEW
Legal Lot Number	34
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2037
Census Tract	507602

Owner

Source: Carroll County records · APN 07-023324

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	417 OAK AVE, WESTMINSTER, MD 21157-6216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Sep 27, 2013 · Amount on Record
Deed Book / Page	10453 / 192
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 16, 2021
Property Address	417 OAK AVE, WESTMINSTER, MD 21157-6216
Document Number	0104530192
Book / Page	10453 / 192
Map Reference	MB 2 FO 15
Instrument Date	Aug 26, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	417 OAK AVE, WESTMINSTER, MD 21157-6216

Mortgage

Document Number	0010453199
Date	Sep 16, 2021
Instrument	10453/199

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,300 (+63.93%) Land $80,000 Building $261,300	$341,300 (+63.93%) Land $80,000 Building $261,300
2025	$3,325.00 (+41.37%)
2023	$2,352.00	$208,200 Land $80,000 Building $128,200	$208,200 Land $80,000 Building $128,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), as of March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135076022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ting Fiber, Verizon.

Based on FCC filings for 331 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0060015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WESTMINSTER serves 35,256 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.