Carroll County property record for 431 Oak Ave, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,202 sqft · built 1960 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,000 (Nov 1998) |
| Tax Bill | $2,695 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-006713 |
| Primary APN | 07-006713 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,202 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 006713 |
|---|---|
| Street Address | 431 OAK AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LTS 18,20 - 7500 SF 431 OAK AVE 2-15 BUCKINGHAM VIEW |
| Legal Lot Number | 18,20 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 507602 |
431 Oak Ave is owned and occupied by two individuals who bought it in November 1998.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 OAK AVE, WESTMINSTER, MD 21157-6255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 1998 · Amount on File |
| Deed Sale | Nov 2, 1998 · Amount on File |
| Prior Sale | Feb 15, 1994 · Amount on File |
| Deed Document Number | 19981728 |
| Deed Book / Page | 2114 / 213 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 431 Oak Ave was $2,695, up 10.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,695.00 (+10.41%) | $240,700 Land $80,000 Building $160,700 | $240,700 Land $80,000 Building $160,700 |
| 2025 | $2,441.00 | ||
| 2023 | $1,949.00 | $172,500 Land $80,000 Building $92,500 | $172,500 Land $80,000 Building $92,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Oak Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | Oct 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Oak Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ting, Verizon.
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