St. Louis County property record for 428 N Central Ave, Duluth, MN 55807
| Property Type | Commercial |
|---|---|
| Details | 5,319 sqft · built 1982 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $52,698 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2700-00493 |
| Primary APN | 010-2700-00493 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,319 sqft Gross Area |
| 1st Floor Area | 5,319 sqft |
| Flooring | Ceramic Tile |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick Veneer |
| Lot Area | 87,556 sqft (2.01 acres) |
| Garage Area | 40,000 sqft |
| Deck Area | 961 sqft |
| Utility Building | 140 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Account Number | 802182 |
|---|---|
| Street Address | 428 N CENTRAL AVE |
| City | DULUTH |
| State | MN |
| Zip | 55807-2530 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PART OF NE1/4 OF SW1/4 BEG AT SW COR OFBLK 154 WEST DULUTH 5TH DIV THENCE NELYALONG SELY LINE OF PLAT 445.71 FT THENCESELY 90 |
| Legal Range | 14W |
| Legal Township | 49N |
| Legal Section | 07 |
| Legal Subdivision | DULUTH LANDS IN THE CITY |
| Legal Block | 2,154 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 182571, COLUMBUS, OH 43218-2571 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,698.00 (+2.37%) | ||
| 2025 | $1,745,900 (+3.77%) Land $800,300 Building $945,600 | $1,745,900 (+3.77%) Land $800,300 Building $945,600 | |
| 2024 | $51,478.00 | $1,682,400 (+1.39%) Land $776,600 Building $905,800 | $1,682,400 (+1.39%) Land $776,600 Building $905,800 |
| 2022 | $1,659,300 Land $776,700 Building $882,600 | $1,659,300 Land $776,700 Building $882,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1988–2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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