St. Louis County property record for 531 N Central Ave, Duluth, MN 55807
| Property Type | Commercial |
|---|---|
| Details | 3,500 sqft · built 1900 |
| Lot Size | 0.143 acres (6,243 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Oct 2009) |
| Tax Bill | $1,206 (2026) |
| Deeds & Mortgages | Dec 2025 Re-recorded Document Dec 2025 Re-recorded Document + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4510-05980 |
| Primary APN | 010-4510-05980 |
|---|---|
| Alternative APNs |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 3,500 sqft Base Area |
| 1st Floor Area | 3,500 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick Veneer |
| Lot Area | 6,243 sqft (0.143 acres) |
| Heating Fuel | Gas |
|---|
| Account Number | 1192804 |
|---|---|
| Street Address | 531 N CENTRAL AVE |
| City | DULUTH |
| State | MN |
| Zip | 55807-2503 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 1 AND 2 SERIAL # |
| Legal Subdivision | WEST DULUTH 5TH DIV |
| Legal Block | 152 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 3300 |
531 N Central Ave, a commercial property, is owned by two individuals who acquired it in December 2025.
Source: St. Louis County records, as of August 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1023 S 72ND AVE W, DULUTH, MN 55807-2143 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Re-recorded Document |
| Dec 23, 2025 | Re-recorded Document |
| Dec 24, 2025 | Intrafamily Transfer, Transfer |
| Dec 24, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2009 · Amount on File |
| Deed Sale | Oct 23, 2009 · Amount on File |
| Prior Sale | Oct 23, 2009 · Amount on File |
| Deed Document Number | 20091121113 |
| Last Transfer Date | Dec 18, 2025 |
| Transfer Doc | 0001524930 |
| Record Updated | Sep 20, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 23, 2025 |
| Property Address | DULUTH, MN 55807 |
| Document Number | 0001097578 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 1097578 |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1023 S 72ND AVE W, DULUTH, MN 55807-2143 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 23, 2025 |
| Property Address | DULUTH, MN 55807 |
| Document Number | 0001097579 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 1097579 |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1023 S 72ND AVE W, DULUTH, MN 55807-2143 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 24, 2025 |
| Property Address | DULUTH, MN 55807 |
| Document Number | 0001524931 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 1524931 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1023 S 72ND AVE W, DULUTH, MN 55807-2143 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 24, 2025 |
| Property Address | DULUTH, MN 55807 |
| Document Number | 0001524930 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 1524930 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1023 S 72ND AVE W, DULUTH, MN 55807-2143 |
The 2026 property tax bill for 531 N Central Ave was $1,206, up 3.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,206.00 (+3.08%) | ||
| 2025 | $1,170.00 (-2.99%) | $61,700 (+4.22%) Land $61,700 | $61,700 (+4.22%) Land $61,700 |
| 2024 | $1,206.00 | $59,200 Land $59,200 | $59,200 Land $59,200 |
| 2022 | $59,900 Land $59,900 | $59,900 Land $59,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 531 N Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 531 N Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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