St. Louis County property record for 408 N Central Ave, Duluth, MN 55807
| Property Type | Commercial |
|---|---|
| Details | 2,500 sqft · built 1910 |
| Lot Size | 0.071 acres (3,119 sqft) |
| Owner | Company Name on Record |
| Last Sale | $46,000 (Sep 2023) |
| Tax Bill | $1,018 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Aug 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4470-01020 |
| Primary APN | 010-4470-01020 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,500 sqft Gross Area |
| 1st Floor Area | 2,500 sqft |
| Basement Area | 2,500 sqft |
| Unfinished Basement | 2,500 sqft |
| Flooring | Vinyl/Resilient |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick Veneer |
| Lot Area | 3,119 sqft (0.071 acres) |
| Heating Fuel | Gas |
|---|
| Account Number | 1155590 |
|---|---|
| Street Address | 408 N CENTRAL AVE |
| City | DULUTH |
| State | MN |
| Zip | 55807-2530 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 13 BLOCK 6 SERIAL # |
| Legal Subdivision | WEST DULUTH 1ST DIV |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 7258, DULUTH, MN 55807-7258 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 28, 2023 | Warranty Deed, Transfer · Commercial Mortgage MEMBERS COMMUNITY CU |
| Aug 28, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 29, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Sep 21, 2023 · Amount on Record |
| Deed Document Number | 20231475076 |
| Prior Transfer Date | Aug 2, 2023 |
| Prior Transfer Doc | 0001472868 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 28, 2023 |
| Property Address | 408 N CENTRAL AVE, DULUTH, MN 55807-2530 |
| Document Number | 0001475076 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 1475076 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7258, DULUTH, MN 55807-7258 |
| Document Number | 0001475077 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 1475077 |
| Name | MEMBERS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 28, 2023 |
| Property Address | 408 N CENTRAL AVE, DULUTH, MN 55807-2530 |
| Document Number | 0001472868 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 1472868 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4195 WESTBERG RD APT 127, 127, HERMANTOWN, MN 55811-3884 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 29, 2017 |
| Property Address | 408 N CENTRAL AVE, DULUTH, MN 55807-2530 |
| Document Number | 00A1316453 |
| Instrument Date | Jun 29, 2017 |
| Instrument | A1316453 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 12, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 222 S 61ST AVE W DULUTH MN 558072337, DULUTH, MN 55807-2337 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,018.00 (+3.25%) | ||
| 2025 | $986.00 (-8.7%) | $51,400 (+3.01%) Land $51,400 | $51,400 (+3.01%) Land $51,400 |
| 2024 | $49,900 (-) Land $49,900 | $49,900 (-) Land $49,900 | |
| 2023 | $1,080.00 | ||
| 2022 | $49,900 (-27.58%) Land $49,900 | $49,900 (-27.58%) Land $49,900 | |
| 2021 | $68,900 Land $41,400 Building $27,500 | $68,900 Land $41,400 Building $27,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1988–2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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