428 Mill Swamp Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 428 Mill Swamp Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,678 sqft · built 1969
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Tax Bill	$5,641 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-000-06509315`

Property Details

APN / Parcel Number

Primary APN	`01-000-06509315`
Alternative APNs	`1-000-06509315` `00006509315`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,678 sqft Living Area
Gross Area	2,278 sqft
1st Floor Area	1,678 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	60,984 sqft
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	133 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00006509315
Street Address	428 MILL SWAMP RD
City	EDGEWATER
State	MD
Zip	21037-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	1.40 ACRES EDGEWATER
Legal Subdivision	EDGEWATER
Legal Block	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	701400

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	428 MILL SWAMP RD, EDGEWATER, MD 21037-4705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 1, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 5, 2019
Transfer Doc	0336790332
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	428 MILL SWAMP RD, EDGEWATER, MD 21037-4705
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0402710404
Date	Mar 1, 2024
Book Page	40271/404

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	428 MILL SWAMP RD, EDGEWATER, MD 21037-4705
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0396190243
Date	May 1, 2023
Book Page	39619/243

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 8, 2019
Property Address	428 MILL SWAMP RD, EDGEWATER, MD 21037-4705
Document Number	0336790332
Book / Page	033679 / 000332
Instrument Date	Oct 5, 2019
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 MILL SWAMP RD EDGEWATER MD 210374705, EDGEWATER, MD 21037-4705

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,100 (+4.78%) Land $239,000 Building $238,100	$477,100 (-) Land $239,000 Building $238,100
2025	$5,641.00 (+4.31%)	$455,333 (+10.57%)	$477,100 (+15.86%) Land $239,000 Building $238,100
2024	$5,408.00 (+20.28%)
2023	$4,496.00	$411,800 Land $239,000 Building $172,800	$411,800 Land $239,000 Building $172,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	19 (1983–2024)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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