416 Mill Swamp Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 416 Mill Swamp Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,078 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Oct 2020)
Tax Bill	$7,885 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-000-05758400`

Property Details

APN / Parcel Number

Primary APN	`01-000-05758400`
Alternative APNs	`1-000-05758400` `00005758400`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,078 sqft Living Area
Gross Area	3,498 sqft
1st Floor Area	1,447 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	66 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	00005758400
Street Address	416 MILL SWAMP RD
City	EDGEWATER
State	MD
Zip	21037-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	1.002 ACRES EDGEWATER
Legal Subdivision	EDGEWATER
Legal Block	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	701400

Owner

Source: Anne Arundel County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 MILL SWAMP RD, EDGEWATER, MD 21037-4705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Oct 2, 2020	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Jun 26, 2017	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	May 21, 2014 · Amount on Record
Deed Book / Page	35319 / 220
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	416 MILL SWAMP RD, EDGEWATER, MD 21037-4705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST EQUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0326690488
Date	Nov 19, 2018
Book Page	32669/488

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 2, 2020
Property Address	416 MILL SWAMP RD, EDGEWATER, MD 21037-4705
Document Number	0353190220
Book / Page	35319 / 220
Instrument Date	Sep 24, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	416 MILL SWAMP RD, EDGEWATER, MD 21037-4705

Mortgage

Document Number	35319225
Date	Oct 2, 2020
Instrument	35319/225

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	416 MILL SWAMP RD, EDGEWATER, MD 21037-4705
Document Number	0311480382
Book / Page	031148 / 000382
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 MILL SWAMP RD EDGEWATER MD 21037, EDGEWATER, MD 21037

Mortgage

Document Number	0311480382
Date	Jul 13, 2017
Book Page	031148/000382

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,885.00 (+16.33%)	$700,500 (+12.86%)	$740,400 (+19.28%) Land $235,000 Building $505,400
2023	$6,778.00	$620,700 Land $235,000 Building $385,700	$620,700 Land $235,000 Building $385,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	19 (1983–2024)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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