400 Mill Swamp Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 400 Mill Swamp Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,032 sqft · built 1945
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$268,000 (Dec 2019)
Tax Bill	$3,992 (2025)
Deeds & Mortgages	Feb 2026 Transfer Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-000-00973000`

Property Details

APN / Parcel Number

Primary APN	`01-000-00973000`
Alternative APNs	`1-000-00973000` `00000973000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,511 sqft (0.93 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00000973000
Street Address	400 MILL SWAMP RD
City	EDGEWATER
State	MD
Zip	21037-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.93 ACRE EDGEWATER
Legal Subdivision	EDGEWATER
Legal Block	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	701400

Owner

400 Mill Swamp Rd is owned and occupied by two individuals who acquired it in December 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 MILL SWAMP RD, EDGEWATER, MD 21037-4705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 11, 2019	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Jan 10, 2018	Grant Deed, Transfer CROWN TITLE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2019 · Amount on File
Deed Sale	Dec 11, 2019 · Amount on File
Prior Sale	Jan 10, 2018 · Amount on File
Deed Book / Page	33949 / 77
Last Transfer Date	Dec 1, 2025
Transfer Doc	0420850061
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 17, 2026
Property Address	400 MILL SWAMP RD, EDGEWATER, MD 21037-4705
Document Number	0420850061
Book / Page	42085 / 61
Instrument Date	Dec 1, 2025
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 MILL SWAMP RD, EDGEWATER, MD 21037-4705

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 11, 2019
Property Address	400 MILL SWAMP RD, EDGEWATER, MD 21037-4705
Document Number	0339490077
Book / Page	33949 / 077
Map Reference	LB JHH 307 FO 195
Instrument Date	Dec 5, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	FREESTATE TTL SVCS OF ANNAPO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	400 MILL SWAMP RD, EDGEWATER, MD 21037-4705

Mortgage

Document Number	0033949083
Date	Dec 11, 2019
Instrument	33949/083

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 10, 2018
Property Address	400 MILL SWAMP RD, EDGEWATER, MD 21037-4705
Document Number	0317420273
Book / Page	031742 / 000273
Instrument Date	Dec 12, 2017
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$122.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 MILL SWAMP RD EDGEWATER MD 210374705, EDGEWATER, MD 21037-4705

Tax Assessment & Valuation

The 2025 property tax bill for 400 Mill Swamp Rd was $3,992, up 1.8% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,000 (+2%) Land $234,300 Building $75,700	$310,000 (-) Land $234,300 Building $75,700
2025	$3,992.00 (+1.78%)	$303,933	$310,000 Land $234,300 Building $75,700
2024	$3,922.00 (+23.1%)
2023	$3,186.00	$291,800 Land $234,300 Building $57,500	$291,800 Land $234,300 Building $57,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Mill Swamp Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	19 (1983–2024)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Mill Swamp Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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