Kenton County property record for 428 Main St, #34, Covington, KY 41016
| Property Type | Restaurant |
|---|---|
| Details | 2,787 sqft · built 1951 |
| Lot Size | 0.2 acres (8,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $250,000 (May 2015) |
| Tax Bill | $5,498 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-21-01-016.00 |
| Primary APN | 054-21-01-016.00 |
|---|
| Building Area | 2,787 sqft Finished Area |
|---|
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 8,750 sqft (0.2 acres) |
| Lot Dimensions | 90 ft deep x 100 ft wide |
| Street Address | 428 MAIN ST, 34 |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41016 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | JOHNSON W S BLK 17 LOT 20 & PT LOT 19 100'X 90' IRREG |
| Legal Subdivision | JOHNSON W S |
| Legal Block | 17 |
| Legal Lot Number | 20,19 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1573, NEWPORT, KY 41071 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2015 · Amount on Record |
| Deed Sale | May 20, 2015 · Amount on Record |
| Deed Document Number | 201505 20 059 00224 |
| Deed Book / Page | 5654 / 84 |
| Record Updated | Oct 29, 2026 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,000 (-) Land $130,000 Building $285,000 | $415,000 (-) Land $130,000 Building $285,000 | |
| 2025 | $5,498.00 (-0.52%) | $415,000 (-) Land $130,000 Building $285,000 | $415,000 (-) Land $130,000 Building $285,000 |
| 2023 | $5,527.00 | $415,000 Land $130,000 Building $285,000 | $415,000 Land $130,000 Building $285,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: altafiber Network Solutions, Verizon.
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