402 Main St, #4, Covington, KY 41016 Property Records

Kenton County property record for 402 Main St, #4, Covington, KY 41016

Property Summary

Property TypeParking Lot
Lot Size0.103 acres (4,500 sqft)
OwnerCompany Name on Record
Tax Bill$1,007 (2025)
Flood ZoneZone X (minimal risk)
APN054-21-01-001.00

Property Details

APN / Parcel Number

Primary APN054-21-01-001.00

Exterior

Lot Area4,500 sqft (0.103 acres)
Lot Dimensions90 ft deep x 50 ft wide

Location & Zoning

Street Address402 MAIN ST, 4
CityCOVINGTON
StateKY
Zip41016
Property CategoryCommercial
Property TypeCommercial > Retail > Parking Lot
Legal DescriptionJOHNSON & BAKEWELL BLK 9 LOT 13 & 5' CLOSED ALLEY 50'X 90' SEC MAIN & 4TH ST
Legal SubdivisionJOHNSON & BAKEWELL
Legal Phase9
Legal Block9
Legal Lot Number13
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2008
Census Tract67000

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 13519, ARLINGTON, TX 76094-0519
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 1, 2014
Transfer Doc0005900083
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,007.00 (-0.49%)$76,000 (-) Land $71,500 Building $4,500$76,000 (-) Land $71,500 Building $4,500
2023$1,012.00$76,000 Land $71,500 Building $4,500$76,000 Land $71,500 Building $4,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1978–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: altafiber Network Solutions, Verizon.

Nearby Properties on Main St

Nearby Streets

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