407 Main St, Covington, KY 41011 Property Records

Kenton County property record for 407 Main St, Covington, KY 41011

Property Summary

Property Type	Parking Lot
Details	1.5 ba · 4,352 sqft
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Jul 2022)
Tax Bill	$795 (2025)
Deeds & Mortgages	Jul 2022 Sale Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-43-11-006.00`

Property Details

APN / Parcel Number

Primary APN	`040-43-11-006.00`

Interior

Building Area	4,352 sqft Finished Area

Exterior

Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Location & Zoning

Street Address	407 MAIN ST
City	COVINGTON
State	KY
Zip	41011-1327
Property Category	Commercial
Property Type	Commercial > Retail > Parking Lot
Legal Description	JOHNSON & BAKEWELL BLK 10 S 1/2 LOT 9
Legal Subdivision	JOHNSON & BAKEWELL
Legal Phase	10
Legal Block	10
Legal Lot Number	9
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1000
Census Tract	60300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	435 MAIN ST, COVINGTON, KY 41011-1327
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC
Jul 13, 2022	Intrafamily Transfer, Transfer KENTUCKY LAND TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	2022136
Deed Book / Page	176 / 703
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Jul 13, 2022
Property Address	407 MAIN ST, COVINGTON, KY 41011-1327
Document Number	0005900136
Book / Page	176 / 703
Instrument Date	Jul 8, 2022
Instrument	22071305900136
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 MAIN ST, COVINGTON, KY 41011-1327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 MAIN ST, COVINGTON, KY 41011-1327

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Jul 13, 2022
Property Address	407 MAIN ST, COVINGTON, KY 41011-1327
Document Number	0005900135
Book / Page	176 / 700
Map Reference	MB 401 PG 215
Instrument Date	Jul 8, 2022
Instrument	22071305900135
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 JOHNSON ST, COVINGTON, KY 41011-1417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 JOHNSON ST, PARK HILLS, KY 41011-1417

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,000 (-) Land $50,000 Building $10,000	$60,000 (-) Land $50,000 Building $10,000
2025	$795.00 (-86.74%)	$60,000 (-86.67%) Land $50,000 Building $10,000	$60,000 (-86.67%) Land $50,000 Building $10,000
2023	$5,994.00	$450,000 Land $50,000 Building $400,000	$450,000 Land $50,000 Building $400,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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