428 Highlands Dr, Hampstead, NC 28443 Property Records

Pender County property record for 428 Highlands Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,129 sqft · built 2007
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Owner Names on File
Last Sale	$310,000 (May 2008)
Tax Bill	$2,786 (2025)
Flood Zone	Zone X (minimal risk)
APN	`3294-01-5299-0000`

Property Details

APN / Parcel Number

Primary APN	`3294-01-5299-0000`
Alternative APNs	`400910598` `910598`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,129 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	11,761 sqft (0.269 acres)
Porch	Porch
Porch Area	30 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400910598
Old Parcel Number	3294 01 5299 0000
Street Address	428 HIGHLANDS DR
City	HAMPSTEAD
State	NC
Zip	28443-7245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L 220, PB 43/30, CASTLE BAY
Legal Subdivision	CASTLE BAY
Legal Lot Number	220
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2046
Census Tract	920203

Owner

Source: Pender County records · APN 3294-01-5299-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	428 HIGHLANDS DR, HAMPSTEAD, NC 28443-7245
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2008 · Amount on Record
Deed Sale	May 06, 2008 · Amount on Record
Deed Document Number	0034570147
Deed Book / Page	003457 / 000147
Last Transfer Date	Oct 18, 2012
Transfer Doc	0041490136
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,786.00 (+14.27%)	$393,428 (+40.68%) Land $39,848 Building $353,580	$393,428 (+40.68%) Land $39,848 Building $353,580
2023		$279,671 (-) Land $75,655 Building $204,016	$279,671 (-) Land $75,655 Building $204,016
2022	$2,438.00	$279,671 Land $75,655 Building $204,016	$279,671 Land $75,655 Building $204,016

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 92 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CASTLE BAY S/D private · serves 777 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.